8604 Phoenix Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8604 Phoenix Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,184 sqft · built 1953
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Jan 2020)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`253-0210-027-0000`

Property Details

APN / Parcel Number

Primary APN	`253-0210-027-0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	314 sqft
Parking Spaces	1 Parking Space
Pool Area	5,385 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	8604 PHOENIX AVE
City	FAIR OAKS
State	CA
Zip	95628-5304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	N 130 FT OF W 1/2 TRACT 5 RALPH SKINNER TRACT, CLEXC PTN R/W PER 790205/894 CL
Legal Subdivision	RALPH SKINNER
Legal Tract	5
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	8006

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8604 PHOENIX AVE, FAIR OAKS, CA 95628-5304
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 6, 2021	Intrafamily Transfer, Transfer
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 17, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MTG
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Book / Page	20200117 / 969
Prior Transfer Date	Dec 11, 1997
Prior Transfer Doc	9712001007
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8604 PHOENIX AVE, FAIR OAKS, CA 95628-5304
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8604 PHOENIX AVE, FAIR OAKS, CA 95628-5304

Mortgage

Document Number	0000000882
Date	Oct 27, 2021
Instrument	2021102700882

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 6, 2021
Property Address	8604 PHOENIX AVE, FAIR OAKS, CA 95628-5304
Document Number	0000001348
Map Reference	MB 15 PG 39
Instrument Date	Nov 29, 2021
Instrument	2021120601348
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8604 PHOENIX AVE, FAIR OAKS, CA 95628-5304

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8604 PHOENIX AVE, FAIR OAKS, CA 95628-5304
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8604 PHOENIX AVE, FAIR OAKS, CA 95628-5304

Mortgage

Document Number	2021102700882
Date	Oct 27, 2021
Instrument	2021102700882

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 17, 2020
Property Address	8604 PHOENIX AVE, FAIR OAKS, CA 95628-5304
Document Number	2001170969
Instrument Date	Jan 10, 2020
Instrument	2001170969
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8604 PHOENIX AVE FAIR OAKS CA 956285304, FAIR OAKS, CA 95628-5304

Mortgage

Document Number	2001170970
Date	Jan 17, 2020
Instrument	2001170970

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8604 PHOENIX AVE, FAIR OAKS, CA 95628-5304
Document Number	1707181671
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8600 PHOENIX AVE FAIR OAKS CA 956285304, FAIR OAKS, CA 95628-5304

Mortgage

Document Number	1707181671
Date	Jul 18, 2017
Instrument	1707181671

Lender

Name	US BK
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$490,821 (+2%) Land $122,703 Building $368,118
2025	$5,788.00 (+0.8%) Homeowner's exemption	$481,198 (+4.04%) Land $120,298 Building $360,900
2024	$5,742.00 (+3.14%)
2023	$5,567.00 (+0.41%) Homeowner's exemption	$462,515 Land $115,628 Building $346,887
2022	$5,544.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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