Spotsylvania County property record for 8604 Oldham Rd, Fredericksburg, VA 22408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,074 sqft · built 1998 |
| Lot Size | 0.417 acres (18,149 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $476,100 (Aug 2022) |
| Tax Bill | $3,499 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050A 3-132 |
| Primary APN | 050A 3-132 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,074 sqft Finished Area |
| Basement Area | 777 sqft |
| Unfinished Basement | 622 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 18,149 sqft (0.417 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 16 sqft |
| Deck Area | 958 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8604 OLDHAM RD |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-8756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU - RURAL |
| Legal Description | LANCASTER GATE LOT 132 SEC 2B |
| Legal Subdivision | LANCASTER GATE |
| Legal Lot Number | 132 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20207 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8604 OLDHAM RD, FREDERICKSBURG, VA 22408-8756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 1, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on Record |
| Deed Sale | Aug 1, 2022 · Amount on Record |
| Prior Sale | Mar 2, 1998 · Amount on Record |
| Deed Document Number | 202215856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 8604 OLDHAM RD, FREDERICKSBURG, VA 22408-8756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 8604 OLDHAM RD, FREDERICKSBURG, VA 22408-8756 |
| Document Number | 0260004129 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 260004129 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.7% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Aug 1, 2022 |
| Property Address | 8604 OLDHAM RD, FREDERICKSBURG, VA 22408-8756 |
| Document Number | 0220015856 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 220015856 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8604 OLDHAM RD, FREDERICKSBURG, VA 22408-8756 |
| Document Number | 0220015857 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 220015857 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,499.00 (+9.93%) | $474,600 (+9.48%) Land $160,000 Building $314,600 | |
| 2025 | $3,183.00 (+16.59%) | $433,500 (+22.53%) Land $135,000 Building $298,500 | $474,600 (+9.48%) Land $160,000 Building $314,600 |
| 2024 | $433,500 (+22.53%) Land $135,000 Building $298,500 | ||
| 2023 | $2,730.00 | $353,800 Land $100,000 Building $253,800 | $353,800 Land $100,000 Building $253,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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