8604 Masons Gate Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8604 Masons Gate Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,361 sqft · built 2020
Lot Size	0.264 acres (11,538 sqft)
Owner	Trust Name on File
Last Sale	$447,525 (Feb 2020)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Sep 2023 Transfer Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`159K H 016`

Property Details

APN / Parcel Number

Primary APN	`159K H 016`
Alternative APN	`0000386670`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,361 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,538 sqft (0.264 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000386670
Street Address	8604 MASONS GATE LN
City	CHATTANOOGA
State	TN
Zip	37421-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 16 BLACKBERRY COVE PUD PB 31 PG 226 REV 113 186 OUT OF 159K A 001 & 002 FOR 2019
Legal Subdivision	BLACKBERRY COVE
Legal Lot Number	16
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11321

Owner

8604 Masons Gate Ln is owner-occupied and held in a trust since September 2023.

Source: Hamilton County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	8604 MASONS GATE LN, CHATTANOOGA, TN 37421-1829
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Intrafamily Transfer, Transfer
Feb 18, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI FIRST CMNTY MTG INC
May 28, 2019	Warranty Deed, Construction Loan · Construction Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020 · Amount on File
Deed Sale	Feb 18, 2020 · Amount on File
Prior Sale	May 28, 2019 · Amount on File
Deed Document Number	202029
Deed Book / Page	11910 / 698
Last Transfer Date	Sep 8, 2023
Transfer Doc	0000000087
Record Updated	Jun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Sep 26, 2023
Property Address	8604 MASONS GATE LN, CHATTANOOGA, TN 37421-1829
Document Number	0000000087
Book / Page	13408 / 69
Map Reference	MB 113 PG 186
Instrument Date	Sep 8, 2023
Instrument	2023092600087
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	8604 MASONS GATE LN, CHATTANOOGA, TN 37421-1829

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 18, 2020
Property Address	8604 MASONS GATE LN, CHATTANOOGA, TN 37421-1829
Document Number	0218000029
Book / Page	011910 / 000698
Instrument Date	Feb 14, 2020
Instrument	200218000029
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 13, 2020
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,656.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8604 MASON GATE LN CHATTANOOGA TN 374211829, CHATTANOOGA, TN 37421-1829

Mortgage

Document Number	218000030
Date	Feb 18, 2020
Book Page	011910/000700
Instrument	200218000030

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 28, 2019
Property Address	8604 MASONS GATE LN, CHATTANOOGA, TN 37421-1829
Document Number	0528000187
Book / Page	011651 / 000671
Instrument Date	May 20, 2019
Instrument	190528000187
Transaction Type	Construction Loan
Record Updated	Jun 12, 2019
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount on Record
Tax	$234.95
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1644 ROSSVILLE AVE CHATTANOOGA TN 374081908, CHATTANOOGA, TN 37408-1908

Mortgage

Document Number	528000188
Date	May 28, 2019
Book Page	011651/000673
Instrument	190528000188

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8604 Masons Gate Ln was $2,125, down 7.4% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00 (-7.41%)	$140,200 (+36.65%)	$560,800 (+36.65%) Land $80,000 Building $480,800
2024	$2,295.00	$102,600 (-)	$410,400 (-) Land $55,000 Building $355,400
2023	$2,295.00	$102,600 (-)	$410,400 (-) Land $55,000 Building $355,400
2022	$2,295.00	$102,600	$410,400 Land $55,000 Building $355,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8604 Masons Gate Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8604 Masons Gate Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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