8604 Marais Dr, Union, KY 41091 Property Records

Boone County property record for 8604 Marais Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,855 sqft · built 2006
Owner	Individual Name on Record
Last Sale	$348,000 (Aug 2020)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`051.00-05-255.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-05-255.00`
Alternative APN	`40656`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,855 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	8604 MARAIS DR
City	UNION
State	KY
Zip	41091-8717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 255 SEC 10 ORLEANS SOUTH
Legal Subdivision	ORLEANS SOUTH SEC 10
Legal Lot Number	255
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3003
Census Tract	70318

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8604 MARAIS DR, UNION, KY 41091-8717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK INC
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage VICTORY COMMUNITY BANK
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage VICTORY COMMUNITY BANK
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 12, 2017	Special Master Deed, Transfer · ARM VICTORY COMMUNITY BANK
Feb 13, 2017	Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	808435
Deed Book / Page	D1148 / 874
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	8604 MARAIS DR, UNION, KY 41091-8717
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8604 MARAIS DR, UNION, KY 41091-8717

Mortgage

Document Number	0M4735/534
Date	Mar 28, 2024
Book Page	M4735/534
Instrument	1017320

Lender

Name	HERITAGE BANK INC
Type	Bank
Address	456 COMMONWEALTH AVE, ERLANGER, KY 41018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	8604 MARAIS DR, UNION, KY 41091-8717
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4047/960
Date	Aug 16, 2017
Book Page	M4047/960
Instrument	733254

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	8604 MARAIS DR, UNION, KY 41091-8717
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	HOMESTEAD TITLE AGENCY LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4047/960
Date	Aug 16, 2017
Book Page	M4047/960
Instrument	733254

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Aug 4, 2020
Property Address	8604 MARAIS DR, UNION, KY 41091-8717
Document Number	D1148/874
Book / Page	D1148 / 874
Instrument Date	Jul 30, 2020
Instrument	808435
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5980 ROLLINGSFJORD DR, 5980, LIBERTY TWP, OH 45011-9370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8604 MARAIS DR, UNION, KY 41091-8717

Mortgage

Document Number	808436
Date	Aug 4, 2020
Instrument	808436

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

May 2017: Special Master Deed, Transfer

Document Type	Special Master Deed
Jurisdiction	BOONE KY
Recording Date	May 12, 2017
Property Address	8604 MARAIS DR, UNION, KY 41091-8717
Document Number	0D1089/358
Book / Page	D1089 / 358
Map Reference	CAB 5 SL 35
Instrument Date	May 12, 2017
Instrument	726601
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8604 MARAIS DR, UNION, KY 41091-8717

Mortgage

Document Number	0000726602
Date	May 12, 2017
Instrument	726602

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Margin	3
Max Rate	10.5%

February 2017: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Feb 13, 2017
Property Address	8604 MARAIS DR, UNION, KY 41091-8717
Document Number	D1084/845
Book / Page	D1084 / 845
Map Reference	CAB5 SL35
Instrument Date	Nov 30, 2016
Instrument	720603
Transaction Type	Foreclosure
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4000 W BROWN DEER RD, 4000, BROWN DEER, WI 53209-1221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SHEPHERD MALL OFFICE COMPLEX 2401 NW 23RD ST 1D, COMPLEX, OKLAHOMA CITY, OK 73107
Mail Care Of	INFORMATION SYSTEMS NETWORK CORP

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,285.00 (-2.12%)	$348,000 (-) Land $35,000 Building $313,000
2024			$348,000 (-) Land $35,000 Building $313,000
2023	$3,356.00 (+1.76%)	$348,000 (-) Land $35,000 Building $313,000	$348,000 (-) Land $35,000 Building $313,000
2022	$3,298.00	$348,000 Land $35,000 Building $313,000	$348,000 Land $35,000 Building $313,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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