Howard County property record for 8604 Concord Dr, Jessup, MD 20794
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,954 sqft · built 1986 |
| Lot Size | 0.155 acres (6,751 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $514,000 (Jun 2024) |
| Tax Bill | $7,365 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-496792 |
| Primary APN | 06-496792 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,954 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,751 sqft (0.155 acres) |
| Garage Type | Mixed |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 496792 |
|---|---|
| Street Address | 8604 CONCORD DR |
| City | JESSUP |
| State | MD |
| Zip | 20794-9242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 98 .155 A 8604 CONCORD DR HERITAGE WOODS S 2 AR 1 |
| Legal Subdivision | HERITAGE WOODS |
| Legal Lot Number | 98 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606901 |
8604 Concord Dr is owned and occupied by two individuals who bought it in June 2024.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8604 CONCORD DR, JESSUP, MD 20794-9242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Feb 8, 2019 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Apr 27, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on File |
| Deed Sale | Jun 28, 2024 · Amount on File |
| Prior Sale | Sep 24, 2001 · Amount on File |
| Deed Book / Page | 22399 / 383 |
| Prior Transfer Date | Mar 18, 2017 |
| Prior Transfer Doc | 0175580123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8604 CONCORD DR, JESSUP, MD 20794-9242 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | TITLE RITE TITLE SERVICES, TITLE RITE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 8604 CONCORD DR, JESSUP, MD 20794-9242 |
| Document Number | 0231250321 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 23125/321 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8604 CONCORD DR, JESSUP, MD 20794-9242 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0185470116 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 18547/116 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 27, 2017 |
| Property Address | 8604 CONCORD DR, JESSUP, MD 20794-9242 |
| Document Number | 0175580123 |
| Book / Page | 017558 / 000123 |
| Instrument Date | Mar 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | TITLE-RITE SERVICES INC, TITLE-RITE SVCS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8604 CONCORD DR JESSUP MD 207949242, JESSUP, MD 20794-9242 |
| Document Number | 175580130 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 017558/000130 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 26, 2032 |
The 2026 property tax bill for 8604 Concord Dr was $7,365 with a homeowner's exemption, up 4.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,365.00 (+4.38%) Homeowner's exemption | $482,767 (+5.89%) | $536,500 (+17.68%) Land $237,800 Building $298,700 |
| 2025 | $7,056.00 (+11.31%) Homeowner's exemption | $455,900 Land $182,800 Building $273,100 | $455,900 Land $182,800 Building $273,100 |
| 2024 | $6,339.00 | ||
| 2023 | $395,633 | $455,900 Land $182,800 Building $273,100 | |
| 2022 | $4,115.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8604 Concord Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8604 Concord Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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