86018 Sowell Rd, Yulee, FL 32097 Property Records

Nassau County property record for 86018 Sowell Rd, Yulee, FL 32097 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 920 sqft · built 1962
Lot Size	0.209 acres (9,123 sqft)
Owner	Individual Name on File
Last Sale	$27,000 (Dec 2008)
Tax Bill	$387 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-2N-27-4350-0028-0000`

Property Details

APN / Parcel Number

Primary APN	`42-2N-27-4350-0028-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,123 sqft (0.209 acres)
Lot Dimensions	9.5 ft deep x 9.6 ft wide

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	338 sqft
Shed	1 Shed
Shed Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	86018 SOWELL RD
City	YULEE
State	FL
Zip	32097-3989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 (F/K/A 57-4) IN OR 2763/1226 JAMES D CARR SUB UNR
Legal Range	27E
Legal Township	02N
Legal Section	42
Legal Subdivision	CARR SUB
Legal Lot Number	28
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4016
Census Tract	50304

Owner

Source: Nassau County records · APN 42-2N-27-4350-0028-0000

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	86018 SOWELL RD, YULEE, FL 32097-3989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 06, 2026	Deed of Trust · Line of Credit FIGURE LENDING LLC
Apr 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2008 · Amount on Record
Deed Sale	Dec 10, 2008 · Amount on Record
Prior Sale	Jun 04, 2008
Deed Document Number	200832455
Deed Book / Page	1596 / 1722
Last Transfer Date	Jan 11, 2025
Transfer Doc	0027631226
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Recording Date	Apr 06, 2026
Property Address	86018 SOWELL RD, YULEE, FL 32097-3989
Document Number	0028581173
Book / Page	2858 / 1173
Instrument Date	Mar 30, 2026
Instrument	20269927
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86018 SOWELL RD, YULEE, FL 32097-3989

Mortgage

Document Number	0000009927,
Date	Apr 06, 2026
Book Page	2858/1173
Instrument	20269927

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Recording Date	Apr 06, 2026
Property Address	86018 SOWELL RD, YULEE, FL 32097-3989
Document Number	0000009927
Book / Page	2858 / 1173
Instrument Date	Mar 30, 2026
Instrument	20269927
Record Updated	Apr 24, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86018 SOWELL RD, YULEE, FL 32097-3989

Mortgage

Document Number	0000009927,
Date	Apr 06, 2026
Book Page	2858/1173
Instrument	20269927

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 15, 2019
Property Address	86018 SOWELL RD, YULEE, FL 32097-3989
Document Number	0022680034
Book / Page	002268 / 000034
Instrument Date	Apr 14, 2019
Instrument	45011643
Transaction Type	Transfer
Record Updated	May 07, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86018 SOWELL RD YULEE FL 320973989, YULEE, FL 32097-3989

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$387.00 (+2.38%)	$50,647 (+2.9%)	$125,741 (+10.16%) Land $48,000 Building $77,741
2024	$378.00 (+4.13%) Homeowner's exemption	$49,220 (+3%)	$114,139 (+3.11%) Land $40,000 Building $74,139
2023	$363.00 (+13.08%) Homeowner's exemption	$47,786 (+3%)	$110,696 (+21.81%) Land $40,000 Building $70,696
2022	$321.00 Homeowner's exemption	$46,394	$90,879 Land $32,000 Building $58,879

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 36 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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