8601 S Carpenter St, Chicago, IL 60620 Property Records

Cook County property record for 8601 S Carpenter St, Chicago, IL 60620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,460 sqft · built 1908
Lot Size	0.15 acres (6,525 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jul 2026)
Tax Bill	$1,484 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-32-427-001`

Property Details

APN / Parcel Number

Primary APN	`20-32-427-001`
Alternative APN	`20-32-427-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,460 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1910
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,525 sqft (0.15 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	8601 S CARPENTER ST
City	CHICAGO
State	IL
Zip	60620-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	14E
Legal Township	38N
Legal Section	32
Legal Subdivision	HILL AND LIKES SOUTH ENGLEWOOD
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3011
Census Tract	711000

Owner

8601 S Carpenter St is owned and occupied by an individual who bought it in July 2026.

Source: Cook County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8601 S CARPENTER ST, CHICAGO, IL 60620-3312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Nov 21, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Deed Document Number	202629061
Prior Transfer Date	Oct 25, 2025
Prior Transfer Doc	0000009028
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 16, 2026
Property Address	8601 S CARPENTER ST, CHICAGO, IL 60620-3312
Document Number	0000029061
Instrument Date	Jul 1, 2026
Instrument	202629061
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8601 S CARPENTER ST, CHICAGO, IL 60620-3312

Mortgage

Document Number	0000029062,
Date	Jul 16, 2026
Instrument	202619729062

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000029063,
Date	Jul 16, 2026
Instrument	202619729063

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Nov 21, 2025
Property Address	8601 S CARPENTER ST, CHICAGO, IL 60620-3312
Document Number	0032509028
Instrument Date	Oct 25, 2025
Instrument	2532509028
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8601 S CARPENTER ST, CHICAGO, IL 60620-3312

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,201 Land $3,263 Building $4,938	$82,010 Land $32,630 Building $49,380
2023	$1,484.00 (+166.43%) Homeowner's exemption Senior Citizen's exemption	$12,999 (-) Land $4,893 Building $8,106	$129,990 (-) Land $48,930 Building $81,060
2022	$557.00 (+4.9%) Homeowner's exemption Senior Citizen's exemption	$12,999 (-) Land $4,893 Building $8,106	$129,990 (-) Land $48,930 Building $81,060
2021	$531.00 Homeowner's exemption Senior Citizen's exemption	$12,999 Land $4,893 Building $8,106	$129,990 Land $48,930 Building $81,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8601 S Carpenter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8601 S Carpenter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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