86004 Cathedral Ln, Yulee, FL 32097 Property Records

Nassau County property record for 86004 Cathedral Ln, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,239 sqft · built 1995
Lot Size	0.316 acres (13,768 sqft)
Owner	Individual Name on Record
Last Sale	$173,000 (Jun 2019)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-2N-27-1270-0039-0000`

Property Details

APN / Parcel Number

Primary APN	`38-2N-27-1270-0039-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,239 sqft Living Area
Gross Area	1,690 sqft
1st Floor Area	1,239 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,768 sqft (0.316 acres)
Garage Type	Attached
Garage Area	451 sqft
Porch	Finished/Open Porch
Porch Area	38 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	86004 CATHEDRAL LN
City	YULEE
State	FL
Zip	32097-5663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 39 LOFTON OAKS @ YULEE HOME PARKS #1 PB 5/323-325
Legal Range	27E
Legal Township	02N
Legal Section	38
Legal Subdivision	LOFTON OAKS
Legal Lot Number	39
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1000
Census Tract	50304

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86004 CATHEDRAL LN, YULEE, FL 32097-5663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP
Jun 4, 2019	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	May 15, 2014 · Amount on Record
Deed Document Number	201945017585
Deed Book / Page	2278 / 1895
Prior Transfer Date	May 12, 2014
Prior Transfer Doc	0019231727
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	86004 CATHEDRAL LN, YULEE, FL 32097-5663
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86004 CATHEDRAL LN, YULEE, FL 32097-5663

Mortgage

Document Number	0024221237
Date	Jan 5, 2021
Book Page	2422/1237
Instrument	202145000203

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 4, 2019
Property Address	86004 CATHEDRAL LN, YULEE, FL 32097-5663
Document Number	0022781895
Book / Page	002278 / 001895
Instrument Date	May 31, 2019
Instrument	45017585
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86004 CATHEDRAL LN YULEE FL 320975663, YULEE, FL 32097-5663

Mortgage

Document Number	22781897
Date	Jun 4, 2019
Book Page	002278/001897
Instrument	45017586

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,659.00 (+1.9%) Homeowner's exemption Widower's exemption	$153,419 (+2.9%)	$218,021 (-8.14%) Land $55,000 Building $163,021
2024	$1,628.00 (-2.69%) Homeowner's exemption Widower's exemption	$149,095 (+3%)	$237,333 (+18.94%) Land $50,000 Building $187,333
2023	$1,673.00 (+11.61%) Homeowner's exemption	$144,752 (+3%)	$199,540 (+15.96%) Land $50,000 Building $149,540
2022	$1,499.00 Homeowner's exemption	$140,536	$172,079 Land $50,000 Building $122,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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