8600 Thermal St, Oakland, CA 94605 Property Records

Alameda County property record for 8600 Thermal St, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,970 sqft · built 2009
Lot Size	0.153 acres (6,649 sqft)
Owner	Company Name on Record
Last Sale	$321,500 (Sep 2010)
Tax Bill	$7,783 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`43A-4641-45`

Property Details

APN / Parcel Number

Primary APN	`43A-4641-45`
Alternative APN	`043A-4641-045-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,970 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,649 sqft (0.153 acres)

Location & Zoning

Street Address	8600 THERMAL ST
City	OAKLAND
State	CA
Zip	94605-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00045 BLK: AR: 043A PAGE: 4641
Legal Subdivision	TOLER HEIGHTS
Legal Block	S
Legal Lot Number	47
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	409800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8600 THERMAL ST, OAKLAND, CA 94605-4016
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Commercial Mortgage RINGO LIU
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit PACIFIC SVC CU
Jan 4, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTH PACIFIC FINANCIAL CORP
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEWFI LNDG
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOWARD CONN MD INC PSP/TR (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2010 · Amount on Record
Deed Sale	Sep 20, 2010 · Amount on Record
Prior Sale	Jul 16, 2009 · Amount on Record
Deed Document Number	2010271492
Prior Transfer Date	Apr 4, 1996
Prior Transfer Doc	0000190024
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8600 THERMAL ST, OAKLAND, CA 94605-4016
Transaction Type	Mortgage
Record Updated	Apr 4, 2024
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8600 THERMAL ST, OAKLAND, CA 94605-4016

Mortgage

Document Number	0000030288
Date	Feb 28, 2024
Instrument	2024030288

Lender

Name	RINGO LIU
Type	Private Party
Address	33 PARODI CT, ALAMEDA, CA 94502

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8600 THERMAL ST, OAKLAND, CA 94605-4016
Document Number	0000168480
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8600 THERMAL ST OAKLAND CA 946054016, OAKLAND, CA 94605-4016

Mortgage

Document Number	0000168480
Date	Aug 28, 2019
Instrument	168480

Lender

Name	PACIFIC SVC CU
Address	CONCORD, CA 94519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 27, 2044

Interest

Rate Type	Adjustable Rate

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 4, 2019
Property Address	8600 THERMAL ST, OAKLAND, CA 94605-4016
Document Number	0000001641
Map Reference	MB 23 PG 34&35
Instrument Date	Dec 27, 2018
Instrument	2019001641
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8600 THERMAL ST, OAKLAND, CA 94605-4016

Mortgage

Document Number	0000001642
Date	Jan 4, 2019
Instrument	2019001642

Lender

Name	SOUTH PACIFIC FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8600 THERMAL ST, OAKLAND, CA 94605-4016
Document Number	0000186040
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8600 THERMAL ST OAKLAND CA 946054016, OAKLAND, CA 94605-4016

Mortgage

Document Number	0000186040
Date	Sep 25, 2018
Instrument	186040

Lender

Name	NEWFI LNDG
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.75%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8600 THERMAL ST, OAKLAND, CA 94605-4016
Document Number	0000216705
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8600 THERMAL ST OAKLAND CA 946054016, OAKLAND, CA 94605-4016

Mortgage

Document Number	0000216705
Date	Oct 2, 2017
Instrument	216705

Lender

Name	HOWARD CONN MD INC PSP/TR (CT)
Address	11770 BERNARDO PLAZA CT # 205, SAN DIEGO, CA 92128-2424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,109 (+2%) Land $125,967 Building $294,142
2025	$7,783.00 (+11.03%)	$411,873 (+4.04%) Land $123,498 Building $288,375
2024	$7,010.00 (-5.51%)
2023	$7,419.00	$395,885 Land $118,704 Building $277,181	$965,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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