8600 Cutters Spring Dr, Waxhaw, NC 28173 Property Records

Union County property record for 8600 Cutters Spring Dr, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 3,669 sqft · built 2017
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on Record
Last Sale	$455,500 (Jul 2017)
Tax Bill	$6,860 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-186-438`

Property Details

APN / Parcel Number

Primary APN	`06-186-438`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,669 sqft Living Area
1st Floor Area	1,745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	12,240 sqft (0.281 acres)
Garage Type	Attached
Garage Area	495 sqft
Porch	Slab
Porch Area	443 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8600 CUTTERS SPRING DR
City	WAXHAW
State	NC
Zip	28173-0072
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CD R-4 WAX
Legal Description	#35 BARRINGTON 2 MAP3 OPCN035-036
Legal Subdivision	BARRINGTON
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2021
Census Tract	21016

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8600 CUTTERS SPRING DR, WAXHAW, NC 28173-0072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 31, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC
Mar 14, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	201722032
Deed Book / Page	6985 / 531
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8600 CUTTERS SPRING DR, WAXHAW, NC 28173-0072
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8600 CUTTERS SPRING DR, WAXHAW, NC 28173-0072

Mortgage

Document Number	0009294140
Date	Jan 29, 2026
Book Page	9294/140
Instrument	2279

Lender

Name	FOURLEAF FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8600 CUTTERS SPRING DR, WAXHAW, NC 28173-0072
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007547452
Date	Dec 23, 2019
Book Page	7547/452
Instrument	0040185

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8600 CUTTERS SPRING DR, WAXHAW, NC 28173-0072
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007807525
Date	Sep 14, 2020
Book Page	7807/525
Instrument	36247

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 31, 2017
Property Address	8600 CUTTERS SPRING DR, WAXHAW, NC 28173-0072
Document Number	0006985531
Book / Page	6985 / 531
Map Reference	CAB N FILE 35&36
Instrument Date	Jul 31, 2017
Instrument	0022032
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$911.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8008 CORPORATE CENTER DR STE 300, 8008, CHARLOTTE, NC 28226-4489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8600 CUTTER SPRING DR, WAXHAW, NC 28173-0072

Mortgage

Document Number	0000022033
Date	Jul 31, 2017
Instrument	0022033

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	8600 CUTTERS SPRING DR, WAXHAW, NC 28173-0072
Document Number	6893145
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8008 CORPORATE CENTER DR #300 CHARLOTTE NC 282264489, 300, CHARLOTTE, NC 28226-4489

Mortgage

Document Number	6893145
Date	Mar 15, 2017
Book Page	006893/000145
Instrument	7018

Lender

Name	SUNTRUST BK
Type	Bank
Address	4555 MANSELL RD # 100MAI, ALPHARETTA, GA 30022-8277

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Waxhaw Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$909,100 (-) Land $156,000 Building $753,100	$909,100 (-) Land $156,000 Building $753,100
2025	$6,860.00 (+29.29%)	$909,100 (+73.13%) Land $156,000 Building $753,100	$909,100 (+73.13%) Land $156,000 Building $753,100
2023	$5,306.00	$525,100 Land $84,600 Building $440,500	$525,100 Land $84,600 Building $440,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium, Windstream.

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