860 Yardarm Way, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 860 Yardarm Way, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	2 ba · 1,514 sqft · built 1992
Lot Size	0.062 acres (2,700 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Nov 2020)
Tax Bill	$4,423 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-892-90061701`

Property Details

APN / Parcel Number

Primary APN	`02-892-90061701`
Alternative APNs	`289290061701` `89290061701`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,514 sqft Living Area
Gross Area	1,734 sqft
1st Floor Area	1,514 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	2,700 sqft (0.062 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	108 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290061701
Street Address	860 YARDARM WAY
City	ANNAPOLIS
State	MD
Zip	21401-9118
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T H LT 65 PL 2 AREA HERITAGE HARBOUR PUD 2
Legal Subdivision	HERITAGE HARBOUR PUD 2
Legal Block	3
Legal Lot Number	65
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3013
Census Tract	751600

Owner

860 Yardarm Way, a townhouse, is owned and occupied by two individuals who bought it in November 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	860 YARDARM WAY, ANNAPOLIS, MD 21401-9118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Jun 7, 2005 · Amount on File
Deed Book / Page	35541 / 37
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 4, 2020
Property Address	860 YARDARM WAY, ANNAPOLIS, MD 21401-9118
Document Number	0355410037
Book / Page	35541 / 37
Map Reference	MB 112 PG 46
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3501 NEWPORT AVE, ANNAPOLIS, MD 21403-4951

Mortgage

Document Number	0003554142
Date	Nov 4, 2020
Instrument	35541/42

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 860 Yardarm Way was $4,423 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,100 Land $190,000 Building $234,100	$424,100 Land $190,000 Building $234,100
2025	$4,423.00
2023	$3,773.00 Homeowner's exemption	$345,600 Land $160,000 Building $185,600	$345,600 Land $160,000 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 860 Yardarm Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 Yardarm Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20