Santa Clara County property record for 860 Willard Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,746 sqft · built 1965 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Dec 1993) |
| Tax Bill | $3,986 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2017 Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | 790-20-057 |
| Primary APN | 790-20-057 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,746 sqft Living Area |
| 1st Floor Area | 1,746 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,490 sqft (0.149 acres) |
| Lot Dimensions | 118 ft deep x 55 ft wide |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 860 WILLARD CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-4017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 3769 WILLARD COURTS BOOK 178 PAGE 53 LOT 8 |
| Legal Subdivision | WILLARD COURTS |
| Legal Tract | 3769 |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 512505 |
Source: Santa Clara County records · APN 790-20-057
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 860 WILLARD CT, GILROY, CA 95020-4017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Jun 01, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage STEARNS LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 1993 · Amount on Record |
| Deed Sale | Dec 10, 1993 · Amount on Record |
| Deed Document Number | 199312254144 |
| Deed Book / Page | 184 / 705 |
| Last Transfer Date | Feb 07, 1996 |
| Transfer Doc | 0013289557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 860 WILLARD CT, GILROY, CA 95020-4017 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 860 WILLARD CT, GILROY, CA 95020-4017 |
| Document Number | 0024961742 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 24961742 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 01, 2017 |
| Property Address | 860 WILLARD CT, GILROY, CA 95020-4017 |
| Instrument Date | May 25, 2017 |
| Instrument | 23662769 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 16, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 860 WILLARD CT GILROY CA 950204017, GILROY, CA 95020-4017 |
| Document Number | 0023662769 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 23662769 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $321,921 (+2%) Land $118,598 Building $203,323 | |
| 2025 | $3,986.00 (+2.21%) | $315,610 (+4.04%) Land $116,273 Building $199,337 |
| 2023 | $3,900.00 (+1.69%) | $303,357 Land $111,759 Building $191,598 |
| 2022 | $3,835.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1995–2001) |
| Most Recent Claim | Jan 2001 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: AT&T, California Internet, Verizon.
Based on FCC filings for 659 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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