860 Watermelon Rd, Three Lakes, WI 54562 Property Records

Oneida County property record for 860 Watermelon Rd, Three Lakes, WI 54562

Property Summary

Property Type	Single Family Home
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2017)
Tax Bill	$3,656 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TL 546 4`

Property Details

APN / Parcel Number

Primary APN	`TL 546 4`

Exterior

Lot Area	161,172 sqft (3.7 acres)

Location & Zoning

Street Address	860 WATERMELON RD
City	THREE LAKES
State	WI
Zip	54562-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 774987/504827 PT G.L. 73.34CA/-SA S100' OF N840' SM B3901 INCL BOTH DESC DOC 774987 SEE TOD/DOC 796711
Legal Range	11E
Legal Township	38N
Legal Section	15
Jurisdiction	ONEIDA WI
Township / Civil Division	THREE LAKES
Census Block Group	1
Census Block	1005
Census Tract	970101

Owner

860 Watermelon Rd is owned by two individuals who bought it in August 2017.

Source: Oneida County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1966 PAINT HORSE TRL, DE PERE, WI 54115-7951
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CU
Oct 2, 2025	Correction Deed
Aug 26, 2019	Transfer on Death Deed, Transfer
Aug 28, 2017	Warranty Deed, Transfer · ARM CAPITAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on File
Deed Sale	Aug 28, 2017 · Amount on File
Deed Document Number	2017774987
Prior Transfer Date	Aug 25, 2017
Prior Transfer Doc	0000774987
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	860 WATERMELON RD, THREE LAKES, WI 54562-9727
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1966 PAINT HORSE TRL, DE PERE, WI 54115-7951

Mortgage

Document Number	0000864976
Date	Sep 17, 2025
Instrument	864976

Lender

Name	CAPITAL CU
Type	Credit Union
Address	GREEN BAY, WI 54306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 17, 2040

October 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	ONEIDA WI
Recording Date	Oct 2, 2025
Property Address	860 WATERMELON RD, THREE LAKES, WI 54562-9727
Document Number	0000865399
Instrument Date	Oct 1, 2025
Instrument	865399
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2526, GREEN BAY, WI 54306-2526

August 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ONEIDA WI
Recording Date	Aug 26, 2019
Property Address	860 WATERMELON RD, THREE LAKES, WI 54562-9727
Document Number	0000796711
Instrument Date	Aug 21, 2019
Instrument	796711
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Aug 28, 2017
Property Address	860 WATERMELON RD, THREE LAKES, WI 54562-9727
Document Number	0000774987
Instrument Date	Aug 25, 2017
Instrument	774987
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE AND ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000774988
Date	Aug 28, 2017
Instrument	774988

Lender

Name	CAPITAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

The 2025 property tax bill for 860 Watermelon Rd was $3,656, up 12.3% from the year before.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Three Lakes Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,656.00 (+12.29%)	$262,600 (-) Land $192,000 Building $70,600	$493,019 Land $360,471 Building $132,548
2024	$3,256.00 (+0.84%)	$262,600 (-) Land $192,000 Building $70,600
2023	$3,229.00	$262,600 Land $192,000 Building $70,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 860 Watermelon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 Watermelon Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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