Defiance County property record for 860 Summit St, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,704 sqft · built 1955 |
| Lot Size | 2.25 acres (98,271 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Sep 2014) |
| Tax Bill | $1,740 (2025) |
| Deeds & Mortgages | Mar 2018 Construction Loan Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | B014151001400 |
| Primary APN | B014151001400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 3,688 sqft |
| 1st Floor Area | 1,464 sqft |
| Upper Floors Area | 240 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 98,271 sqft (2.25 acres) |
| Lot Dimensions | 360 ft deep x 273 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 912 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 280 sqft |
| Lean-To | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 860 SUMMIT ST |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-3040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GNADENSBURG 2ND ADD SUB LOT C PT |
| Legal Subdivision | GNADENSBURG ADD 2 |
| Legal Lot Number | C |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 958800 |
860 Summit St is owned and occupied by an individual who bought it in September 2014.
Source: Defiance County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 860 SUMMIT ST, DEFIANCE, OH 43512-3040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2018 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 16, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2014 · Amount on File |
| Deed Sale | Sep 29, 2014 · Amount on File |
| Prior Sale | Mar 1, 2005 · Amount on File |
| Deed Document Number | 20144058 |
| Deed Book / Page | 382 / 2604 |
| Prior Transfer Date | Aug 1, 2014 |
| Prior Transfer Doc | 382/2604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 860 SUMMIT ST, DEFIANCE, OH 43512-3040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 410/1453 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 410/1453 |
| Instrument | 201800000977 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 23, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Feb 16, 2018 |
| Property Address | 860 SUMMIT ST, DEFIANCE, OH 43512-3040 |
| Document Number | 410/0099 |
| Book / Page | 410 / 0099 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 201800000653 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 SUMMIT ST, DEFIANCE, OH 43512-3040 |
The 2025 property tax bill for 860 Summit St was $1,740.
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,740.00 | $45,650 (-) Land $4,480 Building $41,170 | |
| 2024 | $1,740.00 (+1.22%) | $45,650 (-) Land $4,480 Building $41,170 | $130,440 (+0.01%) Land $12,810 Building $117,630 |
| 2023 | $1,719.00 (-3.75%) | $45,650 (+10.11%) Land $4,480 Building $41,170 | $130,428 Land $12,800 Building $117,628 |
| 2022 | $1,786.00 | $41,460 Land $4,480 Building $36,980 | |
| 2020 | $118,460 Land $12,810 Building $105,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 860 Summit St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 860 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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