Nacogdoches County property record for 860 Spruce Ave, Cushing, TX 75760
| Property Type | Single Family Home |
|---|---|
| Details | 1,107 sqft |
| Owner | Individual Name on File |
| Tax Bill | $1,811 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-000-0097-007000 |
| Primary APN | 10-000-0097-007000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,107 sqft Total Area |
|---|
| Porch | Porch |
|---|---|
| Porch Area | 168 sqft |
| Account Number | 10-000-0097-007000 |
|---|---|
| Street Address | 860 SPRUCE AVE |
| City | CUSHING |
| State | TX |
| Zip | 75760-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P 7 BK 97 CUSHING SPRUCE ST |
| Legal Block | 97 |
| Jurisdiction | NACOGDOCHES TX |
| Township / Civil Division | CUSHING-DOUGLASS |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 950200 |
Source: Nacogdoches County records · APN 10-000-0097-007000
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 860 SPRUCE AVE, CUSHING, TX 75760-2509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMERCIAL BANK OF TEXAS NA |
| Nov 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NACOGDOCHES TX |
| Property Address | 860 SPRUCE AVE, CUSHING, TX 75760-2509 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1518 ONEAL ST, GREENVILLE, TX 75401-5351 |
| Document Number | 0020235189 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023-5189 |
| Name | COMMERCIAL BANK OF TEXAS NA |
|---|---|
| Type | Bank |
| Address | CUSHING, TX 75760 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NACOGDOCHES TX |
| Property Address | 860 SPRUCE AVE, CUSHING, TX 75760-2509 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17610 E 1010 RD, REYDON, OK 73660-5095 |
| Investor | Possibly a Property Investor |
| Document Number | 0020247781 |
|---|---|
| Date | Nov 19, 2024 |
| Instrument | 2024-7781 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
Source: Nacogdoches County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cushing City |
| County | Nacogdoches County |
| Unified School District | Cushing Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,811.00 (+16.84%) | $99,830 (+13.31%) Land $5,960 Building $93,870 | $99,830 (+13.31%) Land $5,960 Building $93,870 |
| 2023 | $88,100 Land $5,960 Building $82,140 | $88,100 Land $5,960 Building $82,140 | |
| 2022 | $1,550.00 |
Source: FEMA National Flood Hazard Layer as of May 20, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
Based on FCC filings for 75 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CUSHING serves 1,007 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2018 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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