Orange County property record for 860 Spring Palms Loop, Orlando, FL 32828
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,556 sqft · built 2023 |
| Lot Size | 0.101 acres (4,402 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,369 (Jun 2023) |
| Tax Bill | $5,794 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 30-22-32-7891-00-500 |
| Primary APN | 30-22-32-7891-00-500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 2,224 sqft |
| 1st Floor Area | 697 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,402 sqft (0.101 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Porch | Stoop |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 860 SPRING PALMS LOOP |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32828-5338 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | P-D |
| Legal Description | SPRING ISLE PALMS 103/147 LOT 50 |
| Legal Range | 32E |
| Legal Township | 22S |
| Legal Section | 30 |
| Legal Subdivision | SPRING ISLE PALMS |
| Legal Lot Number | 50 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 16745 |
Source: Orange County records · APN 30-22-32-7891-00-500
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 860 SPRING PALMS LOOP, ORLANDO, FL 32828-5338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 06, 2023 | Special Warranty Deed, Transfer · FHA Mortgage MATTAMY HOME FUNDING LLC |
| Jul 26, 2021 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2023 · Amount on Record |
| Deed Sale | Jun 06, 2023 · Amount on Record |
| Prior Sale | Jul 26, 2021 · Amount on Record |
| Deed Document Number | 2023315382 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 860 SPRING PALMS LOOP, ORLANDO, FL 32828-5338 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 860 SPRING PALMS LOOP, ORLANDO, FL 32828-5338 |
| Document Number | 0000632868 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 20250632868 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Sep 01, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 860 SPRING PALMS LOOP, ORLANDO, FL 32828-5338 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 860 SPRING PALMS LOOP, ORLANDO, FL 32828-5338 |
| Document Number | 0000243644 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 20240243644 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jun 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 06, 2023 |
| Property Address | 860 SPRING PALMS LOOP, ORLANDO, FL 32828-5338 |
| Document Number | 0000315382 |
| Map Reference | MB 103 PG 147 |
| Instrument Date | May 31, 2023 |
| Instrument | 20230315382 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,047.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2450 MAITLAND CENTER PKWY # PKWY300, PKWY300, MAITLAND, FL 32751-4140 |
| Name | Verified Name |
|---|---|
| Address | 860 SPRING PALMS LOOP, ORLANDO, FL 32828-5338 |
| Document Number | 0000315383 |
|---|---|
| Date | Jun 06, 2023 |
| Instrument | 20230315383 |
| Name | MATTAMY HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 26, 2021 |
| Property Address | 860 SPRING PALMS LOOP, ORLANDO, FL 32828-5338 |
| Document Number | 0000447296 |
| Map Reference | MB 103 PG 147 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 20210447296 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $47,432.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2301 LUCIEN WAY STE 260, 260, MAITLAND, FL 32751-7008 |
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 450, 450, ORLANDO, FL 32811-7229 |
| Investor | Possibly a Property Investor |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,930 (-1.17%) Land $60,000 Building $300,930 | $360,930 (-1.17%) Land $60,000 Building $300,930 | |
| 2025 | $5,794.00 (+3.11%) Homeowner's exemption | $365,200 (+508.67%) Land $60,000 Building $305,200 | $365,200 (+508.67%) Land $60,000 Building $305,200 |
| 2024 | $5,619.00 (+350.6%) | ||
| 2023 | $1,247.00 (+56.86%) Homeowner's exemption | $60,000 (+5%) Land $60,000 | $60,000 (+5%) Land $60,000 |
| 2022 | $795.00 | $40,000 Land $40,000 | $40,000 Land $40,000 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 591 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SHADY OAKS TRAILER PARK private · serves 38 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | OCUD/WESTERN REGIONAL WTR SYS (5 WPS), OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Radium resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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