860 Shadow Pine Dr, Fenton, MO 63026 Property Records

Jefferson County property record for 860 Shadow Pine Dr, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,384 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$505,400 (Jul 2023)
Tax Bill	$4,135 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-5.0-16.0-0-000-031.46`

Property Details

APN / Parcel Number

Primary APN	`02-5.0-16.0-0-000-031.46`
Alternative APN	`0250160 03146`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,384 sqft Living Area
Gross Area	1,704 sqft
1st Floor Area	168 sqft
Basement Area	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	320 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	168 sqft
Patio Area	542 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	860 SHADOW PINE DR
City	FENTON
State	MO
Zip	63026-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BLUFFS AT ROMAINE 1 LOT 185
Legal Range	5E
Legal Township	43N
Legal Section	16
Legal Subdivision	BLUFFS AT ROMAINE 1
Legal Block	2
Legal Lot Number	185
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2010
Census Tract	700209

Owner

860 Shadow Pine Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	860 SHADOW PINE DR, FENTON, MO 63026-8317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage LINDELL BANK
Oct 22, 2019	Warranty Deed, Transfer ROCKWOOD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Oct 22, 2019 · Amount on File
Deed Document Number	202316410
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Jul 17, 2026
Property Address	860 SHADOW PINE DR, FENTON, MO 63026-8317
Document Number	0000019362
Instrument Date	Jul 16, 2026
Instrument	202619362
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 SHADOW PINE DR, FENTON, MO 63026-8317

Mortgage

Document Number	0000019362,
Date	Jul 17, 2026
Instrument	202619362

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 7, 2023
Property Address	860 SHADOW PINE DR, FENTON, MO 63026-8317
Document Number	0000016410
Map Reference	MB 191 PG 16-23
Instrument Date	Jun 28, 2023
Instrument	2023R-016410
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	860 SHADOW PINE DR, FENTON, MO 63026-8317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 SHADOW PINE DR, FENTON, MO 63026-8317

Mortgage

Document Number	0000016411
Date	Jul 7, 2023
Instrument	2023R-016411

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	860 SHADOW PINE DR, FENTON, MO 63026-8317
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	HILLSBOROUGH TITLE INC, HILLSBOROUGH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 SHADOW PINE DR, FENTON, MO 63026-8317

Mortgage

Document Number	0000012497
Date	Apr 13, 2022
Instrument	2022R-012497

Lender

Name	LINDELL BANK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 22, 2019
Property Address	860 SHADOW PINE DR, FENTON, MO 63026-8317
Document Number	0000032764
Instrument Date	Oct 18, 2019
Instrument	32764
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	US TITLE-MAIN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	860 SHADOW PINE DR FENTON MO 630268317, FENTON, MO 63026-8317

Mortgage

Document Number	32765
Date	Oct 22, 2019
Instrument	32765

Lender

Name	ROCKWOOD BK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 860 Shadow Pine Dr was $4,135.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,400 (-) Land $8,800 Building $49,600	$307,300 Land $46,200 Building $261,100
2025	$4,135.00	$58,400 Land $8,800 Building $49,600
2024			$307,300 (+7.41%) Land $46,200 Building $261,100
2023	$3,993.00 (+0.03%)	$54,400 (-) Land $8,800 Building $45,600	$286,100 Land $46,200 Building $239,900
2022	$3,992.00	$54,400 Land $8,800 Building $45,600
2021			$286,100 Land $46,200 Building $239,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 860 Shadow Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 Shadow Pine Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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