860 Shadow Mountain Dr, Monument, CO 80132 Property Records

El Paso County property record for 860 Shadow Mountain Dr, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,666 sqft · built 1978
Lot Size	0.709 acres (30,900 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jun 2017)
Tax Bill	$3,175 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71123-01-048`

Property Details

APN / Parcel Number

Primary APN	`71123-01-048`
Alternative APNs	`671112301048` `R7112301048`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,666 sqft Living Area
Gross Area	4,276 sqft
1st Floor Area	1,952 sqft
Basement Area	1,818 sqft
Finished Basement	1,714 sqft
Unfinished Basement	104 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,900 sqft (0.709 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	22 sqft
Patio Area	483 sqft
Balcony Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7112301048
Street Address	860 SHADOW MOUNTAIN DR
City	MONUMENT
State	CO
Zip	80132-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20000
Legal Description	LOT 147 WOODMOOR COUNTRY CLUB
Legal Subdivision	WOODMOOR COUNTRY CLUB
Legal Lot Number	147
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1000
Census Tract	7401

Owner

860 Shadow Mountain Dr is owned and occupied by two individuals who bought it in June 2017.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	860 SHADOW MOUNTAIN DR, MONUMENT, CO 80132-8828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Feb 17, 2021	Deed of Trust, Mortgage RED ROCKS CU
Jun 26, 2017	Warranty Deed, Transfer · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on File
Deed Sale	Jun 26, 2017 · Amount on File
Prior Sale	Oct 20, 1992 · Amount on File
Deed Document Number	201774510
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	860 SHADOW MOUNTAIN DR, MONUMENT, CO 80132-8828
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 SHADOW MOUNTAIN DR, MONUMENT, CO 80132-8828

Mortgage

Document Number	0000057165
Date	Jul 7, 2023
Instrument	223057165

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 6, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	860 SHADOW MOUNTAIN DR, MONUMENT, CO 80132-8828
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 SHADOW MOUNTAIN DR, MONUMENT, CO 80132-8828
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031391
Date	Feb 17, 2021
Instrument	221031391

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	86123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	860 SHADOW MOUNTAIN DR, MONUMENT, CO 80132-8828
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031392
Date	Feb 17, 2021
Instrument	221031392

Lender

Name	RED ROCKS CU
Type	Credit Union
Address	LITTLETON, CO 80120

Agreement

Amount	Amount on Record
Term	84 Months
Due	Feb 11, 2028

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Jun 26, 2017
Property Address	860 SHADOW MOUNTAIN DR, MONUMENT, CO 80132-8828
Document Number	0000074510
Instrument Date	Jun 26, 2017
Instrument	217074510
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	UNIFIED TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	860 SHADOW MOUNTAIN DR, MONUMENT, CO 80132-8828
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074512
Date	Jun 26, 2017
Instrument	217074512

Lender

Name	BELLCO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000074511
Date	Jun 26, 2017
Instrument	217074511

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 860 Shadow Mountain Dr was $3,175, up 1.5% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,120 (-)	$739,351 (-)
2025	$3,175.00 (+1.47%)	$52,120 (+1.42%) Land $15,890 Building $36,230	$739,351 Land $225,450 Building $513,901
2024	$3,129.00 (+3.57%)	$51,390 (-) Land $10,130 Building $41,260
2023	$3,021.00 (+25.51%)	$51,390 (+44.44%) Land $10,130 Building $41,260	$767,000 (+49.83%) Land $151,200 Building $615,800
2022	$2,407.00	$35,580 Land $8,810 Building $26,770	$511,919 Land $126,700 Building $385,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 860 Shadow Mountain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 Shadow Mountain Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 69% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODMOOR WSD serves 18,031 people · EPA ID CO0121950
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Conexon Connect, Force Broadband.

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