860 Sawtooth Dr, Upland, CA 91786 Property Records

San Bernardino County property record for 860 Sawtooth Dr, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,567 sqft · built 2005
Lot Size	0.149 acres (6,504 sqft)
Owner	Individual Name on Record
Last Sale	$880,000 (Feb 2025)
Tax Bill	$11,404 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1045-621-54-0000`

Property Details

APN / Parcel Number

Primary APN	`1045-621-54-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,567 sqft Living Area
Gross Area	3,254 sqft
1st Floor Area	1,091 sqft
2nd Floor Area	1,476 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,504 sqft (0.149 acres)
Garage Type	Attached
Garage Area	687 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	860 SAWTOOTH DR
City	UPLAND
State	CA
Zip	91786-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16469 LOT 54 BOOK 302 PAGE 57 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 16469
Legal Tract	16469
Legal Block	1
Legal Lot Number	54
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1002
Census Tract	819

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	860 SAWTOOTH DR, UPLAND, CA 91786-2456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Aug 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARISA QUINTANAR
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage E M CAP INVS INC (CT)
Feb 12, 2021	Grant Deed, Transfer · Conventional Mortgage NETWORK FUNDING GROUP INC
Apr 27, 2018	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025 · Amount on Record
Deed Sale	Feb 21, 2025 · Amount on Record
Prior Sale	Feb 12, 2021 · Amount on Record
Deed Document Number	202539674
Prior Transfer Date	Jul 19, 2013
Prior Transfer Doc	0000318109
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	860 SAWTOOTH DR, UPLAND, CA 91786-2456
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 SAWTOOTH DR, UPLAND, CA 91786-2456

Mortgage

Document Number	0000341797
Date	Oct 13, 2022
Instrument	2022-0341797

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	860 SAWTOOTH DR, UPLAND, CA 91786-2456
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 SAWTOOTH DR, UPLAND, CA 91786-2456

Mortgage

Document Number	0000282155
Date	Aug 17, 2022
Instrument	2022-0282155

Lender

Name	MARISA QUINTANAR
Type	Private Party
Address	404 9TH ST, MANHATTAN BEACH, CA 90266

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	860 SAWTOOTH DR, UPLAND, CA 91786-2456
Document Number	0000006950
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	860 SAWTOOTH DR UPLAND CA 917862456, UPLAND, CA 91786-2456

Mortgage

Document Number	0000006950
Date	Jan 6, 2021
Instrument	6950

Lender

Name	E M CAP INVS INC (CT)
Address	3350 E BIRCH ST # 140, BREA, CA 92821-6218

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 12, 2021
Property Address	860 SAWTOOTH DR, UPLAND, CA 91786-2456
Document Number	0000070670
Map Reference	MB 302 PG 57-60
Instrument Date	Nov 16, 2020
Instrument	2021-0070670
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	860 SAWTOOTH DR, UPLAND, CA 91786-2456

Mortgage

Document Number	0000070671
Date	Feb 12, 2021
Instrument	2021-0070671

Lender

Name	NETWORK FUNDING GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 27, 2018
Property Address	860 SAWTOOTH DR, UPLAND, CA 91786-2456
Document Number	0000153888
Map Reference	MB 302 PG 57-60
Instrument Date	Mar 1, 2018
Instrument	2018-0153888
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	860 SAWTOOTH DR, UPLAND, CA 91786-2456

Mortgage

Document Number	0000153889
Date	Apr 27, 2018
Instrument	2018-0153889

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	0000153890
Date	Apr 27, 2018
Instrument	2018-0153890

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$897,600 (+15.17%) Land $314,160 Building $583,440
2025	$11,404.00 (+5.82%) Homeowner's exemption	$779,351 (+4.04%) Land $270,608 Building $508,743
2023	$10,777.00 (+1.96%) Homeowner's exemption	$749,088 Land $260,100 Building $488,988
2022	$10,570.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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