860 S Johnson Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 860 S Johnson Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,209 sqft · built 1947
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,735 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`492-013-21-00`

Property Details

APN / Parcel Number

Primary APN	`492-013-21-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,209 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	860 S JOHNSON AVE
City	EL CAJON
State	CA
Zip	92020-5812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 101 (EX DOC139530REC68 & W 200 FT THF)LOTS 100 & TR 001636
Legal Subdivision	EL CAJON ACRES
Legal Tract	001636
Legal Block	3
Legal Lot Number	100,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	15902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4190 BONITA RD, 206, BONITA, CA 91902-1340
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
May 31, 2018	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020
Deed Sale	Aug 31, 2020
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	2020501043
Prior Transfer Date	Aug 25, 2020
Prior Transfer Doc	0000501043
Record Updated	Oct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2020
Property Address	860 S JOHNSON AVE, EL CAJON, CA 92020-5812
Document Number	0000501043
Map Reference	MAP 1636
Instrument Date	Aug 25, 2020
Instrument	2020-0501043
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	860 S JOHNSON AVE, EL CAJON, CA 92020-5812

Mortgage

Document Number	0000501044
Date	Aug 31, 2020
Instrument	2020-0501044

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 31, 2018
Property Address	860 S JOHNSON AVE, EL CAJON, CA 92020-5812
Document Number	0000221229
Map Reference	MAP 1636
Instrument Date	Apr 12, 2018
Instrument	2018-0221229
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13965 VISTA SAGE PL, JAMUL, CA 91935-3024

Mortgage

Document Number	0000221230
Date	May 31, 2018
Instrument	2018-0221230

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$527,479 (+2%) Land $242,490 Building $284,989
2025	$6,735.00 (+0.34%)	$517,137 (+4.04%) Land $237,736 Building $279,401
2023	$6,712.00 (+4.96%)	$497,057 Land $228,505 Building $268,552
2022	$6,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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