Dubuque County property record for 860 Rte 3, Durango, IA 52039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,416 sqft · built 1886 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Owner Name on File |
| Last Sale | $133,333 (Dec 2009) |
| Tax Bill | $1,814 (2024) |
| Deeds & Mortgages | Mar 2023 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 06-31-354-001 |
| Primary APN | 06-31-354-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 384 sqft |
| Upper Floors Area | 708 sqft |
| Basement Area | 708 sqft |
| Year Built | Built 1886 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 117 sqft |
| Deck Area | 96 sqft |
| Patio Area | 300 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 860 ROUTE 3 |
|---|---|
| City | DURANGO |
| State | IA |
| Zip | 52039-9620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | LOT 2-2-2-10 SW & LOT 2-1-2-2-10 SW - SEC 31 T90N R2E; |
| Legal Range | 02E |
| Legal Township | 90N |
| Legal Section | 31 |
| Legal Lot Number | 1-10 2 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PERU |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10600 |
The current owner of 860 Rte 3 bought it in December 2009.
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 860 ROUTE 3, DURANGO, IA 52039-9620 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 3, 2023 | Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU |
| May 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2009 · Amount on File |
| Deed Sale | Dec 15, 2009 · Amount on File |
| Deed Document Number | 0000922596 |
| Deed Book / Page | 09 / 22596 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 860 ROUTE 3, DURANGO, IA 52039-9620 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 860 ROUTE 3, DURANGO, IA 52039-9620 |
| Document Number | 0000001821 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 2023-00001821 |
| Name | DUTRAC COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 2, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 860 ROUTE 3, DURANGO, IA 52039-9620 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006209 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 2017-00006209 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DYERSVILLE, IA 52040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Durango City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $183,800 Land $59,400 Building $124,400 | $183,800 Land $59,400 Building $124,400 | |
| 2024 | $1,814.00 | ||
| 2023 | $164,200 (+22.63%) Land $56,600 Building $107,600 | $164,200 Land $56,600 Building $107,600 | |
| 2022 | $1,716.00 Homeowner's exemption | $133,900 Land $47,150 Building $86,750 | |
| 2021 | $133,900 Land $47,150 Building $86,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 860 Rte 3 in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1998–2011) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 860 Rte 3 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 100 / 10 |
May also be available: Comelec Internet Services, Maquoketa Valley Electric Cooperative, T-Mobile.
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