860 Ridgeway Ave, Cincinnati, OH 45229 Property Records

Hamilton County property record for 860 Ridgeway Ave, Cincinnati, OH 45229 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,569 sqft · built 1895
Lot Size	0.128 acres (5,619 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Nov 2021)
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-0003-0028-00`

Property Details

APN / Parcel Number

Primary APN	`060-0003-0028-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,569 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	1,164 sqft
Attic	Attic
Attic Area	373 sqft
Basement Area	1,012 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,619 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	860 RIDGEWAY AVE
City	CINCINNATI
State	OH
Zip	45229-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	860 RIDGEWAY AVE 40 X 140 LOT 32 WALNUT HILLS SYND SUB
Legal Subdivision	WALNUT HILLS SYND SUB
Legal Lot Number	32
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3005
Census Tract	27000

Owner

Source: Hamilton County records · APN 060-0003-0028-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12111 QUILT PATCH LN, BOWIE, MD 20720-4356
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 08, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2021 · Amount on Record
Deed Sale	Nov 08, 2021 · Amount on Record
Prior Sale	Nov 30, 2006
Deed Document Number	0000135086
Deed Book / Page	14540 / 727
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	860 RIDGEWAY AVE, CINCINNATI, OH 45229-3221
Transaction Type	Mortgage
Record Updated	Nov 24, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100333
Date	Oct 25, 2022
Book Page	14780/255
Instrument	2022-0100333

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 08, 2021
Property Address	860 RIDGEWAY AVE, CINCINNATI, OH 45229-3221
Document Number	0000135086
Book / Page	14540 / 727
Map Reference	MB 6 PG 148&149
Instrument Date	Nov 01, 2021
Instrument	2021-0135086
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12111 QUILT PATCH LN, BOWIE, MD 20720-4356

Mortgage

Document Number	0000135087
Date	Nov 08, 2021
Instrument	2021-0135087

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00 (+3.06%)	$42,000 (+%) Land $3,965 Building $38,035
2024	$2,517.00 (-2.18%)	$41,999 (-) Land $3,965 Building $38,034
2023	$2,573.00 (+95.37%)	$41,999 (+119.01%) Land $3,965 Building $38,034	$120,000 (+119.02%) Land $11,330 Building $108,670
2022	$1,317.00 Homeowner's exemption	$19,177 Land $3,938 Building $15,239
2020			$54,790 Land $11,250 Building $43,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ridgeway Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures