860 Providence Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 860 Providence Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,389 sqft · built 1993
Lot Size	0.277 acres (12,083 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Sep 2021)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-32-277-011`

Property Details

APN / Parcel Number

Primary APN	`19-32-277-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,389 sqft
Gross Area	2,404 sqft
1st Floor Area	575 sqft
2nd Floor Area	814 sqft

Exterior

Year Built	Built 1993
Architectural Style	Split Level
Exterior Material	Ribbed Aluminum
Lot Area	12,083 sqft (0.277 acres)
Lot Dimensions	125 ft deep x 66 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	860 PROVIDENCE DR
City	ALGONQUIN
State	IL
Zip	60102-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0048182 LT 606 HIGH HILL FARMS UNIT 9 MEMO: BARAJAS, VALERIA OJEDA/CAMACHO, MATILDE
Legal Range	08E
Legal Township	43N
Legal Section	32
Legal Subdivision	HIGH HILL FARMS 09
Legal Block	277
Legal Lot Number	606
Legal Unit	9
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2015
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	860 PROVIDENCE DR, ALGONQUIN, IL 60102-4320
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Jun 2, 2006 · Amount on Record
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 1, 2021
Property Address	860 PROVIDENCE DR, ALGONQUIN, IL 60102-4320
Document Number	0000048182
Map Reference	DOC 91R17696
Instrument Date	Aug 20, 2021
Instrument	2021R0048182
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	860 PROVENCE PL, ALGONQUIN, IL 60156-5637

Mortgage

Document Number	0000048183
Date	Sep 1, 2021
Instrument	2021R0048183

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$92,651 Land $21,044 Building $71,607	$277,953 Land $63,132 Building $214,821

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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