860 Park St, Saugatuck, MI 49453 Property Records

Allegan County property record for 860 Park St, Saugatuck, MI 49453 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,230 sqft · built 1932
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on File
Tax Bill	$4,936 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`57-009-036-00`

Property Details

APN / Parcel Number

Primary APN	`57-009-036-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Wood
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	198 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	860 PARK ST
City	SAUGATUCK
State	MI
Zip	49453-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 598 FT N & 407 FT E OF SW COR GOVT LOT 1 TH E 70 FT TH S 45 1/2 DEG E 195 FT TO KALAMAZOO RIVER TH SWLY ALONG RIVER 50 FT
Legal Range	16W
Legal Township	03N
Legal Section	09
Legal Lot Number	1
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	1
Census Block	1010
Census Tract	30801

Owner

Source: Allegan County records · APN 57-009-036-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9438 CENTRAL PARK AVE, EVANSTON, IL 60203-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 1995
Deed Sale	Nov 23, 1995
Deed Book / Page	1553 / 772
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	860 PARK ST, SAUGATUCK, MI 49453-9780
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9438 CENTRAL PARK AVE, EVANSTON, IL 60203-1102

Mortgage

Document Number	004859/103
Date	May 25, 2023
Book Page	4859/103
Instrument	2023007689

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,600 (+45.05%) Land $232,100 Building $91,500	$647,200 (+45.05%) Land $464,200 Building $183,000
2025	$4,936.00
2023		$223,100 Land $144,100 Building $79,000	$446,200 Land $288,200 Building $158,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260050308011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured 62 under condo master policies
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020, river or lake flooding

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.