St. Croix County property record for 860 Oak St, Baldwin, WI 54002
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $163,000 (Dec 2020) |
| Tax Bill | $3,014 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-1000-50-000 |
| Primary APN | 106-1000-50-000 |
|---|---|
| Alternative APN |
|
| Street Address | 860 OAK ST |
|---|---|
| City | BALDWIN |
| State | WI |
| Zip | 54002-9368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDERS ADD. W1/2 LOTS 1 & 4 BLK 2 EXC COM SE COR SD PARCEL, TH N 21 FT; W 6 FT; S 21 FT; E 6 FT TO POB VIL BALDWIN |
| Legal Range | 16W |
| Legal Township | 29N |
| Legal Section | 30 |
| Legal Subdivision | RIDERS ADD |
| Legal Block | 2 |
| Legal Lot Number | 1,4 4 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | BALDWIN |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 120801 |
Source: St. Croix County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 860 OAK ST, BALDWIN, WI 54002-9368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FEDERAL CREDIT UNION |
| Jan 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Dec 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE CORP |
| Feb 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BK/BALDWIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2020 · Amount on Record |
| Deed Sale | Dec 28, 2020 · Amount on Record |
| Prior Sale | Sep 28, 2015 |
| Deed Document Number | 1119618 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Jul 16, 2026 |
| Property Address | 860 OAK ST, BALDWIN, WI 54002-9368 |
| Document Number | 0001210201 |
| Instrument Date | May 7, 2026 |
| Instrument | 20261210201 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 860 OAK ST, BALDWIN, WI 54002-9368 |
| Document Number | 0001210201, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 20261210201 |
| Name | TRUSTONE FINANCIAL FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 26, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 860 OAK ST, BALDWIN, WI 54002-9368 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001146510 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 1146510 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 5, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Dec 28, 2020 |
| Property Address | 860 OAK ST, BALDWIN, WI 54002-9368 |
| Document Number | 0001119618 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 1119618 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Title Company | TITLE ONE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $489.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001119619 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 1119619 |
| Name | WINTRUST MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 860 OAK ST, BALDWIN, WI 54002-9368 |
| Document Number | 0001044223 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 860 OAK ST BALDWIN WI 540029368, BALDWIN, WI 54002-9368 |
| Document Number | 0001044223 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 1044223 |
| Name | FIRST BK/BALDWIN |
|---|---|
| Type | Bank |
| Address | BALDWIN, WI 54002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Croix County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Baldwin Village |
| County | St. Croix County |
| Unified School District | Baldwin-Woodville Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,014.00 (+14.17%) Homeowner's exemption | $158,400 (-) Land $24,000 Building $134,400 | $158,400 (-) Land $24,000 Building $134,400 |
| 2023 | $2,640.00 Homeowner's exemption | $158,400 Land $24,000 Building $134,400 | $158,400 Land $24,000 Building $134,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALDWIN WATERWORKS serves 4,440 people · EPA ID WI6560119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures