860 N Bennett St, Geneva, IL 60134 Property Records

Kane County property record for 860 N Bennett St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,304 sqft · built 1928
Lot Size	0.319 acres (13,877 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (May 2022)
Tax Bill	$11,500 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-101-052`

Property Details

APN / Parcel Number

Primary APN	`12-02-101-052`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	3,036 sqft
Basement Area	732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Lot Area	13,877 sqft (0.319 acres)
View / Lot	Highway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	860 N BENNETT ST
City	GENEVA
State	IL
Zip	60134-1468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS SUB. - LOT 4
Legal Subdivision	RIVER OAKS SUB
Legal Block	5
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5004
Census Tract	852500

Owner

860 N Bennett St is owned and occupied by two individuals who bought it in May 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	860 N BENNETT ST, GENEVA, IL 60134-1468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	Feb 23, 2011 · Amount on File
Deed Document Number	202228079
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 26, 2022
Property Address	860 N BENNETT ST, GENEVA, IL 60134-1468
Document Number	0000028079
Instrument Date	May 13, 2022
Instrument	2022K028079
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	860 N BENNETT ST, GENEVA, IL 60134-1468

Mortgage

Document Number	0000028080
Date	May 26, 2022
Instrument	2022K028080

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Adjustable	Adjustable Rate Rider
Max Rate At Change	9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 860 N Bennett St was $11,500 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,500.00 Homeowner's exemption Senior Citizen's exemption	$175,234 (+8.5%) Land $49,877 Building $125,357	$525,912 (+8.5%) Land $149,691 Building $376,221
2024		$161,506 Land $45,970 Building $115,536	$484,712 Land $137,965 Building $346,747
2022	$10,472.00 (+3.17%) Homeowner's exemption	$136,428 (+3.86%) Land $38,832 Building $97,596	$409,284 (+3.86%) Land $116,496 Building $292,788
2021	$10,150.00 Homeowner's exemption	$131,358 Land $37,389 Building $93,969	$394,074 Land $112,167 Building $281,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 860 N Bennett St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 N Bennett St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on N Bennett St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures