860 Munsel Creek Loop, Florence, OR 97439 Property Records

Lane County property record for 860 Munsel Creek Loop, Florence, OR 97439

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,884 sqft · built 1996
Lot Size	0.219 acres (9,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2022)
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Jun 2023 Reverse Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-24-02400-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-24-02400-000`
Alternative APNs	`1812232402400` `1514890`

Interior

Full Baths	2 Baths
Building Area	1,884 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,548 sqft (0.219 acres)
Garage Type	Detached
Garage Area	724 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1514890
Street Address	860 MUNSEL CREEK LOOP
City	FLORENCE
State	OR
Zip	97439-8204
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	S-F
Legal Description	TL 02400
Legal Range	12
Legal Township	18
Legal Section	23
Legal Subdivision	FLORENTINE ESTATES SIXTH ADDITION
Legal Lot Number	2400
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1027
Census Tract	707

Owner

Source: Lane County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	860 MUNSEL CREEK LOOP, FLORENCE, OR 97439-8204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Oct 13, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Jun 17, 2016 · Amount on Record
Deed Document Number	202242857
Prior Transfer Date	Jul 10, 2015
Prior Transfer Doc	0000034286
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	860 MUNSEL CREEK LOOP, FLORENCE, OR 97439-8204
Transaction Type	Mortgage
Record Updated	Jul 4, 2023
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 MUNSEL CREEK LOOP, FLORENCE, OR 97439-8204

Mortgage

Document Number	0000016982
Date	Jun 22, 2023
Instrument	2023-016982

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.16%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 13, 2022
Property Address	860 MUNSEL CREEK LOOP, FLORENCE, OR 97439-8204
Document Number	0000042857
Map Reference	FILE 75 SL 29-32
Instrument Date	Oct 11, 2022
Instrument	2022-042857
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	860 MUNSEL CREEK LOOP, FLORENCE, OR 97439-8204

Mortgage

Document Number	0000042858
Date	Oct 13, 2022
Instrument	2022-042858

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,145.00 (+5.93%)	$230,508 (+6.09%)	$460,543 (+5.33%) Land $130,103 Building $330,440
2023	$2,969.00 (+4.21%)	$217,277 (+3%)	$437,223 (+3.59%) Land $113,110 Building $324,113
2022	$2,849.00	$210,949	$422,091 Land $108,844 Building $313,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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