860 Miramonte Dr, Santa Barbara, CA 93109 Property Records

Santa Barbara County property record for 860 Miramonte Dr, Santa Barbara, CA 93109

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,288 sqft · built 1985
Lot Size	1.03 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,638,500 (Apr 2021)
Tax Bill	$30,153 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035-050-039`

Property Details

APN / Parcel Number

Primary APN	`035-050-039`
Alternative APN	`03505039`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,288 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	45,302 sqft

Location & Zoning

Street Address	860 MIRAMONTE DR
City	SANTA BARBARA
State	CA
Zip	93109-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1
Legal Description	TR 20171 BK 95/60-62 LOT 8 MONTECIELO
Legal Subdivision	MONTECIELO TRACT
Legal Tract	20171
Legal Lot Number	8
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1002
Census Tract	1203

Owner

Source: Santa Barbara County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3831 49TH AVE NE, SEATTLE, WA 98105-5233
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Apr 2, 2021	Grant Deed, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2021 · Amount on Record
Deed Sale	Apr 2, 2021 · Amount on Record
Prior Sale	Jun 18, 2013 · Amount on Record
Deed Document Number	202126032
Prior Transfer Date	Oct 16, 2015
Prior Transfer Doc	0000056064
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 15, 2026
Property Address	860 MIRAMONTE DR, SANTA BARBARA, CA 93109-1422
Document Number	0000031440
Instrument Date	Sep 2, 2026
Instrument	202631440
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3831 49TH AVE NE, SEATTLE, WA 98105-5233

Mortgage

Document Number	0000031440,
Date	Sep 15, 2026
Instrument	202631440

Lender

Name	UBS BANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	860 MIRAMONTE DR, SANTA BARBARA, CA 93109-1422
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 MIRAMONTE DR, SANTA BARBARA, CA 93109-1422

Mortgage

Document Number	0000037483
Date	May 14, 2021
Instrument	2021-0037483

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jun 1, 2026
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Max Rate	12.2%

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 2, 2021
Property Address	860 MIRAMONTE DR, SANTA BARBARA, CA 93109-1422
Document Number	0000026032
Map Reference	MB 195 PG 60-62
Instrument Date	Mar 30, 2021
Instrument	2021-0026032
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3831 49TH AVE NE, SEATTLE, WA 98105-5233

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,912,858 (+2%) Land $1,435,304 Building $1,477,554
2025	$30,153.00 (+3.61%)	$2,855,744 (+4.04%) Land $1,407,161 Building $1,448,583
2023	$29,101.00 (+1.74%)	$2,744,854 Land $1,352,520 Building $1,392,334
2022	$28,602.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Miramonte Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures