860 Memphis St, Hernando, MS 38632 Property Records

DeSoto County property record for 860 Memphis St, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,565 sqft · built 1986
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-01-00-0-00037-08`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-01-00-0-00037-08`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,565 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	69,696 sqft (1.6 acres)

Location & Zoning

Street Address	860 MEMPHIS ST
City	HERNANDO
State	MS
Zip	38632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-3-8 LOT 8 PT SW1/4 SE1/4
Legal Range	08
Legal Township	03
Legal Section	01
Legal Subdivision	NINE LOT PARCEL
Legal Lot Number	8
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1010
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-08-1-01-00-0-00037-08

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	860 OLD HIGHWAY 51 S, HERNANDO, MS 38632-7417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2022
Deed Sale	Jul 29, 2022
Deed Document Number	0001006375
Deed Book / Page	1006 / 375
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 29, 2022
Property Address	860 MEMPHIS ST, HERNANDO, MS 38632
Document Number	001006/375
Book / Page	1006 / 375
Instrument Date	Jul 29, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1547 FALL GDN, 1547, HERNANDO, MS 38632-1011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	860 OLD HIGHWAY 51 S, HERNANDO, MS 38632-7417

Mortgage

Document Number	0000557744
Date	Jul 29, 2022
Instrument	5577/44

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,984.00 (+1.69%)	$19,607 (+39.37%) Land $1,600 Building $18,007	$196,073 (+39.37%) Land $16,000 Building $180,073
2023	$1,951.00	$14,068	$140,681 Land $16,000 Building $124,681

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	About 1 in 1,389 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.