860 McFall Rd, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 860 McFall Rd, Apalachin, NY 13732 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,791 sqft · built 1962
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Tax Bill	$2,389 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493089 153.09-2-30`

Property Details

APN / Parcel Number

Primary APN	`493089 153.09-2-30`
Alternative APNs	`308915300900020300000000` `00000005633`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,791 sqft Living Area
1st Floor Area	1,791 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Basement
Shed	1 Shed
Canopy	81 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000005633
Street Address	860 MCFALL RD
City	APALACHIN
State	NY
Zip	13732-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	2
Census Block	2001
Census Tract	20402

Owner

Source: Tioga County and Owego Town records · APN 493089 153.09-2-30

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	860 MCFALL RD, APALACHIN, NY 13732-3746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 27, 2006
Transfer Doc	0000013134/000000900
Record Updated	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	860 MCFALL RD, APALACHIN, NY 13732-3746
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17000000994
Date	Mar 08, 2017
Instrument	170-00000994

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2047

Tax Assessment & Valuation

Source: Tioga County and Owego Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,389.00 (+55.23%)	$77,100 (-) Land $8,900 Building $68,200	$147,560 (+3.35%) Land $17,034 Building $130,526
2023		$77,100 Land $8,900 Building $68,200	$142,778 Land $16,482 Building $126,296
2019	$1,539.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361070204022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Nearby Flood Policies	26 in force 21 of 26 on primary residences
Nearby Flood Claims	8 (2006–2018)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Aug 2018, rainfall accumulation, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Aug 2018), 2 claims Remnants Of Tropical Storm Lee (Sep 2011), 6 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.