860 Loyd Rd, Pulaski, TN 38478 Property Records

Giles County property record for 860 Loyd Rd, Pulaski, TN 38478

Property Summary

Property Type	Rural Home
Details	1 ba · 288 sqft · built 2008
Lot Size	69.5 acres (3,029,598 sqft)
Owner	Individual Name on File
Last Sale	$895,000 (Sep 2023)
Tax Bill	$3,007 (2025)
Deeds & Mortgages	Sep 2023 Sale Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`120 00200 000`

Property Details

APN / Parcel Number

Primary APN	`120 00200 000`
Alternative APNs	`028120 00201` `120 00201`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	288 sqft Living Area
1st Floor Area	2,076 sqft
Upper Floors Area	1,568 sqft
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 2008
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,029,598 sqft (69.5 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,260 sqft
Patio Area	25 sqft
Shed	1 Shed
Shed Area	1,300 sqft
Pole Barn	5,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Old Parcel Number	120 00200 000
Street Address	860 LOYD RD
City	PULASKI
State	TN
Zip	38478-8021
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 20, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	920800

Owner

860 Loyd Rd, a rural home, is owned and occupied by an individual who bought it in September 2023.

Source: Giles County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	860 LOYD RD, PULASKI, TN 38478-8021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC
Aug 17, 2020	Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST CO
Mar 18, 2021	Warranty Deed, Transfer · Seller Carry-Back DAVID WAYNE ALLEN ETUX
Mar 23, 2021	Warranty Deed, Transfer AMTITLE AND ESCROW LLC, TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Prior Sale	Mar 18, 2021 · Amount on File
Deed Document Number	23145124
Deed Book / Page	D403 / 79
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Sep 6, 2023
Property Address	860 LOYD RD, PULASKI, TN 38478-8021
Document Number	0000145124
Book / Page	D403 / 79
Instrument Date	Sep 1, 2023
Instrument	23145124
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount on Record
Tax	$3,311.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 LOYD RD, SAINT JOSEPH, TN 38481

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	860 LOYD RD, PULASKI, TN 38478-8021
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	PROFESSIONAL LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127893
Date	Aug 17, 2020
Book Page	DT600/399
Instrument	20127893

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	MOUNT PLEASANT, TX 75456

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 10, 2021

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Mar 18, 2021
Property Address	860 LOYD RD, PULASKI, TN 38478-8021
Document Number	0000131245
Book / Page	D388 / 941
Instrument Date	Mar 12, 2021
Instrument	21131245
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	AMTITLE AND ESCROW LLC, TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,497.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 LOYD RD, PULASKI, TN 38478-8021

Mortgage

Document Number	0000131246
Date	Mar 18, 2021
Instrument	21131246

Lender

Name	DAVID WAYNE ALLEN ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	60 Months
Due	Mar 12, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN TN
Recording Date	Mar 23, 2021
Property Address	860 LOYD RD, PULASKI, TN 38478-8021
Document Number	000L16/323
Book / Page	L16 / 323
Instrument Date	Mar 12, 2021
Instrument	21001717
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	AMTITLE AND ESCROW LLC, TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$2,497.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 LOYD RD, PULASKI, TN 38478-8021

Tax Assessment & Valuation

The 2025 property tax bill for 860 Loyd Rd was $3,007 with an additional exemption, up 23.6% from the year before.

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,007.00 (+23.59%) Additional exemption filed	$130,450 (+6.49%) Land $18,175 Building $112,275
2024	$2,433.00 Additional exemption filed	$122,500 (-) Land $18,175 Building $104,325
2023	$2,433.00 Additional exemption filed	$122,500 (-) Land $18,175 Building $104,325
2022	$2,433.00	$122,500 Land $18,175 Building $104,325	$666,600 Land $217,500 Building $449,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 860 Loyd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 Loyd Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH GILES UTILITY DISTRICT serves 6,985 people · EPA ID TN0000649
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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