Clay County property record for 860 Live Oak Ln, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,158 sqft · built 1975 |
| Lot Size | 0.507 acres (22,084 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $223,000 (Sep 2007) |
| Tax Bill | $3,175 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014766-004-00 |
| Primary APN | 38-05-26-014766-004-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,158 sqft Living Area |
| Gross Area | 2,924 sqft |
| 1st Floor Area | 2,158 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 22,084 sqft (0.507 acres) |
| Lot Dimensions | 194 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 510 sqft |
| Porch | Enclosed/Finished Porch |
| Porch Area | 268 sqft |
| Storage Building | 768 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 860 LIVE OAK LN |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-9381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 22 HIBERNIA FOREST UNIT 3 AS REC OR 4164 PG 1676, 4521 PG 1716 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | HIBERNIA FOREST UNIT 3 |
| Legal Lot Number | 22 |
| Legal Unit | 3AS |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 30701 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 860 LIVE OAK LN, FLEMING ISLAND, FL 32003-9381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Apr 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Feb 13, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2007 · Amount on Record |
| Deed Sale | Sep 13, 2007 · Amount on Record |
| Prior Sale | Apr 1, 2002 · Amount on Record |
| Deed Document Number | 200755913 |
| Deed Book / Page | 2944 / 1777 |
| Last Transfer Date | Sep 8, 2021 |
| Transfer Doc | 0045211716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 13, 2021 |
| Property Address | 860 LIVE OAK LN, FLEMING ISLAND, FL 32003-9381 |
| Document Number | 0045211716 |
| Book / Page | 4521 / 1716 |
| Map Reference | MB 6 PG 21 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2021064859 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 860 LIVE OAK LN, FLEMING ISLAND, FL 32003-9381 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 860 LIVE OAK LN, FLEMING ISLAND, FL 32003-9381 |
| Document Number | 0041801610 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 860 LIVE OAK LN FLEMING ISLAND FL 320039381, FLEMING ISLAND, FL 32003-9381 |
| Document Number | 0041801610 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 004180/001610 |
| Instrument | 18005 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 13, 2019 |
| Property Address | 860 LIVE OAK LN, FLEMING ISLAND, FL 32003-9381 |
| Document Number | 0041641676 |
| Book / Page | 004164 / 001676 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 7742 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 860 LIVE OAK LN FLEMING ISLAND FL 320039381, FLEMING ISLAND, FL 32003-9381 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,175.00 (+4.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $258,336 (+5.99%) | $356,475 (+3.22%) Land $75,000 Building $281,475 |
| 2024 | $3,024.00 (-7.64%) | ||
| 2023 | $3,274.00 (+4.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $243,744 (+3%) | $345,366 (+9.43%) Land $65,000 Building $280,366 |
| 2022 | $3,127.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $236,645 | $315,599 Land $65,000 Building $250,599 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures