860 Lakes Rd, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 860 Lakes Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,798 sqft · built 1950
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Feb 2019)
Tax Bill	$8,926 (2024)
Deeds & Mortgages	May 2023 Mortgage Aug 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`332289 15-1-37`

Property Details

APN / Parcel Number

Primary APN	`332289 15-1-37`
Alternative APNs	`228901500000010370000000` `15-1-37`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,798 sqft Living Area
1st Floor Area	1,096 sqft
Upper Floors Area	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	102 ft deep x 124 ft wide
View / Lot	Suburban

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	15-1-37
Street Address	860 LAKES RD
City	MONROE
State	NY
Zip	10950-5163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Block	1
Legal Lot Number	37.00
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	5
Census Block	5016
Census Tract	14202

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	34 POST RD, SLOATSBURG, NY 10974-1904
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 19, 2022	Deed, Transfer
Mar 30, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Feb 4, 2019	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Mar 12, 2018	Grant Deed, Transfer · Line of Credit LENDINGONE
Jul 24, 2017	Trustee's Deed, Foreclosure NATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Prior Sale	Mar 12, 2018 · Amount on Record
Deed Document Number	20197831
Deed Book / Page	14522 / 136
Prior Transfer Date	Jul 13, 2005
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	860 LAKES RD, MONROE, NY 10950-5163
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029126
Date	May 5, 2023
Book Page	15416/699
Instrument	20230029126

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 1, 2050

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 19, 2022
Property Address	860 LAKES RD, MONROE, NY 10950-5163
Document Number	0000061064
Book / Page	15293 / 222
Instrument Date	Jul 22, 2022
Instrument	20220061064
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BRACKEN RD, MONTGOMERY, NY 12549-2601

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	860 LAKES RD, MONROE, NY 10950-5163
Document Number	0000022325
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	CLOSING USA LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	860 LAKES RD MONROE NY 109505163, MONROE, NY 10950-5163

Mortgage

Document Number	0000022325
Date	Apr 10, 2020
Book Page	014732/001210
Instrument	22325

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Feb 4, 2019
Property Address	860 LAKES RD, MONROE, NY 10950-5163
Document Number	0000007831
Book / Page	014522 / 000136
Instrument Date	Jan 31, 2019
Instrument	7831
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	JADE NY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 POST RD SLOATSBURG NY 109741904, SLOATSBURG, NY 10974-1904

Mortgage

Document Number	7833
Date	Feb 4, 2019
Book Page	014522/000149
Instrument	7833

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 12, 2018
Property Address	860 LAKES RD, MONROE, NY 10950-5163
Document Number	0000017702
Book / Page	014373 / 000417
Instrument Date	Jan 3, 2018
Instrument	17702
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$612.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	558 SAW MILL RIVER RD MILLWOOD NY 105461019, MILLWOOD, NY 10546-1019

Mortgage

Document Number	8456
Date	Mar 12, 2018
Book Page	014356/000404
Instrument	8456

Lender

Name	LENDINGONE
Address	BOCA RATON, FL 33431

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	17703,
Date	Mar 12, 2018
Book Page	014373/000422
Instrument	17703

Lender

Name	LENDINGONE
Address	BOCA RATON, FL 33431

Agreement

Amount	Amount Recorded

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE NY
Recording Date	Jul 24, 2017
Property Address	860 LAKES RD, MONROE, NY 10950-5163
Document Number	0000050984
Book / Page	014261 / 001686
Instrument Date	May 3, 2017
Instrument	50984
Transaction Type	Foreclosure
Record Updated	Jul 28, 2017
Title Company	NATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS

Transaction

Amount	Amount Recorded
Tax	$2,467.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	860 LAKES RD MONROE NY 109505163, MONROE, NY 10950-5163

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,400 (-) Land $49,100 Building $87,300	$373,400 (+12.23%)
2024	$8,926.00 (+200.64%)
2023		$136,400 Land $49,100 Building $87,300	$332,700 Land $119,762 Building $212,938
2021	$2,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1982)
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HILL FARMS WATER DISTRICT serves 1,868 people · EPA ID NY3505650
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on Lakes Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures