860 Laguna Dr, Wolverine Lake (Walled Lake), MI 48390 Property Records

Oakland County property record for 860 Laguna Dr, Wolverine Lake, MI 48390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,444 sqft · built 1964
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Aug 2022)
Tax Bill	$5,649 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`EW-17-22-377-006`

Property Details

APN / Parcel Number

Primary APN	`EW-17-22-377-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,444 sqft Living Area
1st Floor Area	1,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	13,504 sqft (0.31 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	48 sqft
Patio Area	435 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	860 LAGUNA DR
City	WOLVERINE LAKE
State	MI
Zip	48390-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R8E, SEC 22 LAGUNA VISTA NO 3 LOT 182
Legal Range	08E
Legal Township	02N
Legal Section	22
Legal Subdivision	LAGUNA VISTA NO 3
Legal Lot Number	182
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3000
Census Tract	134600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	860 LAGUNA DR, WOLVERINE LAKE, MI 48390-2017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOC FCU
Aug 2, 2022	Warranty Deed, Transfer
Dec 23, 2021	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Feb 19, 2016 · Amount on Record
Deed Document Number	2022424410
Deed Book / Page	58005 / 235
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	860 LAGUNA DR, WOLVERINE LAKE, MI 48390-2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34001 EDMONTON ST, FARMINGTON HILLS, MI 48335-5235

Mortgage

Document Number	0000415304
Date	Jul 18, 2022
Book Page	57956/764
Instrument	415304

Lender

Name	LOC FCU
Type	Credit Union
Address	FARMINGTON, MI 48336

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 2, 2022
Property Address	860 LAGUNA DR, WOLVERINE LAKE, MI 48390-2017
Document Number	0000424410
Book / Page	58005 / 235
Map Reference	LB 111 PG 34
Instrument Date	Jul 8, 2022
Instrument	424410
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount Recorded
Tax	$2,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	860 LAGUNA DR, 860, WOLVERINE LAKE, MI 48390-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 LAGUNA DR, WOLVERINE LAKE, MI 48390-2017
Investor	Possibly a Property Investor

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	860 LAGUNA DR, WOLVERINE LAKE, MI 48390-2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 LAGUNA DR, WOLVERINE LAKE, MI 48390-2017

Mortgage

Document Number	0000281992
Date	Dec 23, 2021
Book Page	57223/848
Instrument	281992

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	25693

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	860 LAGUNA DR, WOLVERINE LAKE, MI 48390-2017
Document Number	0000016047
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	860 LAGUNA DR WOLVERINE LAKE MI 483902017, WOLVERINE LAKE, MI 48390-2017

Mortgage

Document Number	0000016047
Date	Jan 21, 2020
Book Page	053744/000594
Instrument	16047

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 20, 2045

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Municipality	Wolverine Lake Village
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,649.00 (+13.16%) Homeowner's exemption	$201,740 (+16.13%)	$403,480 (+16.13%)
2024	$4,992.00 (+47.95%)
2023		$173,720	$347,440
2021	$3,374.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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