860 Lafond Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 860 Lafond Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,254 sqft · built 1935
Lot Size	0.102 acres (4,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,848 (Oct 2017)
Tax Bill	$3,774 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-29-23-21-0018`

Property Details

APN / Parcel Number

Primary APN	`35-29-23-21-0018`
Alternative APNs	`8093028` `274633`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
1st Floor Area	778 sqft
Basement Area	300 sqft
Family Room	Family Room

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,422 sqft (0.102 acres)
Lot Dimensions	67 ft deep x 66 ft wide
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	274633
Street Address	860 LAFOND AVE
City	SAINT PAUL
State	MN
Zip	55104-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMAS STREET ADDITION TO,THE N 67 FT OF LOTS 1 AND LOT 2
Legal Range	23
Legal Township	29
Legal Section	35
Legal Subdivision	THOMAS STREET ADDITION TO,THE
Legal Lot Number	1,2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4000
Census Tract	32500

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	860 LAFOND AVE, SAINT PAUL, MN 55104-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 6, 2017	Warranty Deed, Transfer · FHA Mortgage CONGRESSIONAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Jun 19, 2008 · Amount on Record
Deed Document Number	20174679985
Prior Transfer Date	Jul 30, 2002
Prior Transfer Doc	0000304212
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Apr 19, 2022
Property Address	860 LAFOND AVE, SAINT PAUL, MN 55104-2107
Document Number	0A04943331
Instrument Date	Jan 26, 2022
Instrument	A04943331
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CAMBRIDGE ST, SAINT PAUL, MN 55105-1947

Mortgage

Document Number	0A04943355
Date	Apr 19, 2022
Instrument	A04943355

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 6, 2017
Property Address	860 LAFOND AVE, SAINT PAUL, MN 55104-2107
Document Number	0004679985
Instrument Date	Sep 27, 2017
Instrument	4679985
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	GUARANTY TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	860 LAFOND AVE ST PAUL MN 551042107, ST PAUL, MN 55104-2107

Mortgage

Document Number	4679986
Date	Oct 6, 2017
Instrument	4679986

Lender

Name	CONGRESSIONAL BK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,700 (-4.3%) Land $25,000 Building $206,700	$231,700 (-4.3%) Land $25,000 Building $206,700
2025	$3,774.00 (+6.13%)
2023	$3,556.00 Homeowner's exemption	$242,100 Land $20,000 Building $222,100	$242,100 Land $20,000 Building $222,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 845 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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