860 Horn Lake Rd S, Hernando, MS 38632 Property Records

DeSoto County property record for 860 Horn Lake Rd S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,176 sqft · built 2001
Lot Size	2.53 acres (110,207 sqft)
Owner	Company Name on Record
Tax Bill	$626 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-2-04-00-0-00004-05`

Property Details

APN / Parcel Number

Primary APN	`3-08-2-04-00-0-00004-05`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Adjusted Area
1st Floor Area	1,152 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	110,207 sqft (2.53 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	378 sqft

Location & Zoning

Street Address	860 HORN LAKE RD S
City	HERNANDO
State	MS
Zip	38632-8110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT SW1/4 SW1/4
Legal Range	008
Legal Township	03S
Legal Section	04
Legal Lot Number	4
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1021
Census Tract	71122

Owner

Source: DeSoto County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 558, NESBIT, MS 38651-0558
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer GUARDIAN TITLE
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Nov 1, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026
Deed Sale	May 12, 2026
Prior Sale	Nov 1, 2017
Deed Book / Page	1026 / 8164
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 12, 2026
Property Address	860 HORN LAKE RD S, HERNANDO, MS 38632-8110
Document Number	1026008164
Book / Page	1026 / 8164
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	GUARDIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	860 HORN LAKE RD S, HERNANDO, MS 38632-8110
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SELECT TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170615010177280
Date	Jun 15, 2017
Instrument	20170615010177280

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2037

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 1, 2017
Property Address	860 HORN LAKE RD S, HERNANDO, MS 38632-8110
Document Number	000839/664
Book / Page	0839 / 664
Map Reference	BK 549 PG 282
Instrument Date	Oct 27, 2017
Instrument	W00839-00664
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2228 PLUM POINT CV S, 2228, SOUTHAVEN, MS 38672-6431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 HORN LAKE RD S, HERNANDO, MS 38632-8110

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$626.00 (+12.59%)	$11,094 (+29.47%) Land $2,530 Building $8,564	$110,939 (+29.47%) Land $25,300 Building $85,639
2023	$556.00	$8,569	$85,689 Land $25,300 Building $60,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

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