860 H St, Galt, CA 95632 Property Records

Sacramento County property record for 860 H St, Galt, CA 95632 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2023
Square Footage	1,875 sqft Living Area
Lot Size	5,778 sqft (0.133 acres)
Occupancy	Owner Occupied
Last Sale	$565,000 (2023)
Tax Bill	$10,259.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`150-0840-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,875 sqft Living Area
1st Floor	899 sqft 1st Floor
2nd Floor	976 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Other (not Classified) Roof
Lot Area	5,778 sqft (0.133 acres)
Parking Spaces	2 Parking Spaces
Garage Area	440 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	860 H ST
City	GALT
State	CA
Zip	95632-1767
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	CATERINA ESTATES
Jurisdiction	SACRAMENTO CA
Minor Civil Division	GALT
Census Blockgroup	1
Census Block	1056
Census Tract	9504

Owner

Source: Sacramento County records · APN 150-0840-005-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	860 H ST, GALT, CA 95632-1767
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Deed Book / Page	20230825 / 872
Record Refreshed	Sep 20, 2026

August 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 25, 2023
Property Address	860 H ST, GALT, CA 95632-1767
Document Number	0000000872
Map Reference	MB 439 PG 1
Instrument Date	Aug 25, 2023
Instrument	202308250872
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 05, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	860 H ST, GALT, CA 95632-1767

Mortgage

Document Number	0000000873
Date	Aug 25, 2023
Instrument	202308250873

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$587,413 (+2%) Land $156,060 Building $431,353
2025	$10,259.00 (+3.1%)	$575,896 (+503.18%) Land $153,000 Building $422,896
2024	$9,951.00 (+114.14%)
2023	$4,647.00	$95,476 Land $95,476

Flood & Wildfire

860 H St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Sacramento County (06067C), updated September 29, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 60th percentile of exposed land nationally · 36th in California
Wildfire Likelihood	Moderate — about 1 in 559 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.