860 Gilbert Rd, Aberdeen, MD 21001 Property Records

Harford County property record for 860 Gilbert Rd, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,808 sqft · built 1857
Lot Size	3.36 acres (146,362 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,000 (Dec 2017)
Tax Bill	$3,948 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-092395`

Property Details

APN / Parcel Number

Primary APN	`02-092395`
Alternative APNs	`2092395` `092395`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,808 sqft Total Area

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1857
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	146,362 sqft (3.36 acres)
Garage Type	Built-in
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	180 sqft
Shed	1 Shed
Shed Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092395
Street Address	860 GILBERT RD
City	ABERDEEN
State	MD
Zip	21001-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 3.36 AC 860 GILBERT ROAD LD SIEBERT PT 116/35
Legal Subdivision	LAND F WILLIAM SIEBERT
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	2
Census Block	2028
Census Tract	302200

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	860 GILBERT RD, ABERDEEN, MD 21001-1210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 4, 2017	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017 · Amount on Record
Deed Sale	Dec 4, 2017 · Amount on Record
Prior Sale	Feb 14, 2001 · Amount on Record
Deed Document Number	201712622-0176
Deed Book / Page	12622 / 176
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	860 GILBERT RD, ABERDEEN, MD 21001-1210
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GILBERT RD, ABERDEEN, MD 21001-1210

Mortgage

Document Number	0153340459
Date	Jan 28, 2022
Book Page	15334/459

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 4, 2017
Property Address	860 GILBERT RD, ABERDEEN, MD 21001-1210
Document Number	0126220176
Book / Page	12622 / 0176
Map Reference	MB JJR116 FO35
Instrument Date	Nov 27, 2017
Instrument	12622-0176
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TRUST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	860 GILBERT RD, ABERDEEN, MD 21001-1210

Mortgage

Document Number	126220182
Date	Dec 4, 2017
Instrument	12622-0182

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,948.00 (+13.48%) Homeowner's exemption	$356,800 (+19.57%) Land $116,800 Building $240,000	$356,800 (+19.57%) Land $116,800 Building $240,000
2025	$3,479.00 (+8.58%) Homeowner's exemption
2023		$298,400 Land $116,800 Building $181,600	$298,400 Land $116,800 Building $181,600
2022	$3,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Feb 2003 · Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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