860 Gaiser Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 860 Gaiser Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	6.9 acres (300,564 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (May 2026)
Tax Bill	$3,398 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`006-21-300-005-01`

Property Details

APN / Parcel Number

Primary APN	`006-21-300-005-01`

Exterior

Lot Area	300,564 sqft (6.9 acres)

Location & Zoning

Street Address	860 GAISER RD
City	OWOSSO
State	MI
Zip	48867-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 21 T7N R2ECOM AT PT WHICH IS N8236'23!W 22.52 FT FROM S 14 POST OF SEC (SD PT BEING INTR OF S LN WITH CLN OF GAISER ROAD)
Legal Range	02E
Legal Township	07N
Legal Section	21
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1020
Census Tract	30300

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 N WARREN RD, OVID, MI 48866-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LLC
Mar 12, 2026	Divorce Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Deed Document Number	20263403029
Deed Book / Page	1338 / 451
Prior Transfer Date	Feb 28, 2026
Prior Transfer Doc	0013360077
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 7, 2026
Property Address	860 GAISER RD, OWOSSO, MI 48867-9505
Document Number	0003403029
Book / Page	1338 / 451
Instrument Date	May 6, 2026
Instrument	2026.3403029
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412,585.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003403030,
Date	May 7, 2026
Instrument	2026.3403030

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 12, 2026
Property Address	860 GAISER RD, OWOSSO, MI 48867-9505
Document Number	0013360077
Book / Page	1336 / 77
Instrument Date	Feb 28, 2026
Instrument	3400636
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 GAISER RD, OWOSSO, MI 48867-9300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GAISER RD, OWOSSO, MI 48867-9505

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,200 (+5.6%)	$384,400 (+5.6%)
2025	$3,398.00 (+2.69%) Homeowner's exemption	$182,000 (+9.9%)	$364,000 (+9.9%)
2024	$3,309.00 (+5.48%)
2023	$3,137.00 Homeowner's exemption	$165,600	$331,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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