Campbell County property record for 860 Flint Rdg, Cold Spring, KY 41076
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,987 sqft · built 2006 |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Feb 2025) |
| Tax Bill | $2,054 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-37-138.00 |
| Primary APN | 999-99-37-138.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,987 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999937138.00 |
|---|---|
| Street Address | 860 FLINT RDG |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-7112 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | GRANITE SPRING CONDO LOT 4 BLDG 4 UNIT 4-304 PIERMONT UPPER LEVEL GARAGE 4-G8 |
| Legal Subdivision | GRANITE SPRING SUBD |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 53301 |
860 Flint Rdg, a condominium, is owned and occupied by an individual who bought it in February 2025.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 860 FLINT RDG, COLD SPRING, KY 41076-7112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK |
| Jun 20, 2018 | Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2025 · Amount on File |
| Deed Sale | Feb 18, 2025 · Amount on File |
| Prior Sale | Jun 20, 2018 · Amount on File |
| Deed Document Number | 5389055 |
| Deed Book / Page | D869 / 568 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 860 FLINT RDG, COLD SPRING, KY 41076-7112 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 860 FLINT RDG, COLD SPRGS HI, KY 41076-7112 |
| Document Number | 0005123221 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | M2259/880 |
| Instrument | 5123221 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | NEWPORT, KY 41076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 20, 2018 |
| Property Address | 860 FLINT RDG, COLD SPRING, KY 41076-7112 |
| Document Number | 0005075603 |
| Book / Page | D795 / 339 |
| Map Reference | MB 473 PG 834 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 5075603 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $181.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 588 STUMP RD, 588, FALMOUTH, KY 41040-8433 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 860 FLINT RDG, COLD SPRING, KY 41076-7112 |
| Document Number | 0005075605 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 5075605 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 860 Flint Rdg was $2,054 with a homeowner's exemption.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,054.00 Homeowner's exemption | $218,600 Building $218,600 | $218,600 Building $218,600 |
| 2023 | $2,067.00 (+17.31%) Homeowner's exemption | $218,600 (+20.44%) Building $218,600 | $218,600 (+20.44%) Building $218,600 |
| 2022 | $1,762.00 Homeowner's exemption | $181,500 Building $181,500 | $181,500 Building $181,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 860 Flint Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 860 Flint Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures