860 Fiddlesticks Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 860 Fiddlesticks Dr, Ben Lomond, CA 95005

Property Summary

Property Type	Commercial
Details	1,352 sqft · built 1980
Lot Size	2.04 acres (89,254 sqft)
Owner	Individual Name on File
Last Sale	$2,131,500 (May 2022)
Tax Bill	$3,815 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-361-63`

Property Details

APN / Parcel Number

Primary APN	`072-361-63`
Alternative APN	`072-361-63-000`

Interior

Building Area	1,352 sqft Gross Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	89,254 sqft

Location & Zoning

Street Address	860 FIDDLESTICKS DR
City	BEN LOMOND
State	CA
Zip	95005-9680
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	SU
Legal Subdivision	KATHERINE W HARRINGTON
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1004
Census Tract	120302

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	685 FIDDLESTICKS DR, BEN LOMOND, CA 95005-9399
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Feb 11, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 18, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Feb 11, 2022 · Amount on Record
Deed Document Number	202216224
Prior Transfer Date	Jul 28, 2011
Prior Transfer Doc	0000031325
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 24, 2022
Property Address	860 FIDDLESTICKS DR, BEN LOMOND, CA 95005-9680
Document Number	0000016224
Instrument Date	May 23, 2022
Instrument	2022-0016224
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,344.65
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 FIDDLESTICKS DR, BEN LOMOND, CA 95005-9399
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016225
Date	May 24, 2022
Instrument	2022-0016225

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	0000016226
Date	May 24, 2022
Instrument	2022-0016226

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 11, 2022
Property Address	860 FIDDLESTICKS DR, BEN LOMOND, CA 95005-9680
Document Number	0000004793
Instrument Date	Jan 4, 2022
Instrument	2022-0004793
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41050 W 11 MILE RD STE 220, 220, NOVI, MI 48375-1982
Investor	Possibly a Property Investor

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 18, 2019
Property Address	860 FIDDLESTICKS DR, BEN LOMOND, CA 95005-9680
Document Number	0000040090
Instrument Date	Dec 10, 2019
Instrument	40090
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3140 WALLACE AVE APTOS CA 950034263, APTOS, CA 95003-4263

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,256 (+2%) Land $291,174 Building $1,082
2025	$3,815.00 (+5.36%)	$286,526 (+4.04%) Land $285,465 Building $1,061
2024	$3,621.00 (-0.47%)
2023	$3,638.00 (+28.6%)	$275,400 Land $275,400
2022	$2,829.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	36 (1981–2017)
Claims Outside the SFHA	10 of 36
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 13 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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