Hancock County property record for 860 Elm St, Hamilton, IL 62341
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.137 acres (6,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Oct 2025) |
| Tax Bill | $587 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2024 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-29-234-000 |
| Primary APN | 11-29-234-000 |
|---|
| Lot Area | 6,004 sqft (0.137 acres) |
|---|
| Street Address | 860 ELM ST |
|---|---|
| City | HAMILTON |
| State | IL |
| Zip | 62341-1441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S29 T5 R8 BARTLETT & GORDONS ADD - N 115.75' LOT 1 BLK 33 MONTEBELLO |
| Legal Range | 08 |
| Legal Township | 05 |
| Legal Section | 29 |
| Legal Subdivision | BARTLETT & GORDONS ADD |
| Legal Block | 33 |
| Legal Lot Number | 1 |
| Jurisdiction | HANCOCK IL |
| Township / Civil Division | MONTEBELLO |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 954100 |
860 Elm St is owned and occupied by two individuals who bought it in October 2025.
Source: Hancock County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 860 ELM ST, HAMILTON, IL 62341-1441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 21, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 7, 2024 | Warranty Deed, Transfer · Line of Credit PILOT GROVE SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on File |
| Deed Sale | Oct 21, 2025 · Amount on File |
| Prior Sale | Oct 14, 2025 · Amount on File |
| Deed Document Number | 20252457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IL |
| Recording Date | Oct 21, 2025 |
| Property Address | 860 ELM ST, HAMILTON, IL 62341-1441 |
| Document Number | 0020252457 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025-2457 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 860 ELM ST, HAMILTON, IL 62341-1441 |
| Document Number | 0020252458 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025-2458 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IL |
| Recording Date | Jun 7, 2024 |
| Property Address | 860 ELM ST, HAMILTON, IL 62341-1441 |
| Document Number | 0020241120 |
| Instrument Date | May 4, 2024 |
| Instrument | 2024-1120 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1250 160TH ST, FARMINGTON, IA 52626-9309 |
| Document Number | 0020241126 |
|---|---|
| Date | Jun 7, 2024 |
| Instrument | 2024-1126 |
| Name | PILOT GROVE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 860 Elm St was $587 with a senior citizen's exemption.
Source: Hancock County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Hancock County |
| County Subdivision | Montebello Township |
| Municipality | Hamilton City |
| Unified School District | Hamilton Community Consolidated School District 328 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $587.00 | $7,973 (+5.35%) Land $544 Building $7,429 | $23,919 Land $1,632 Building $22,287 |
| 2024 | $587.00 | $7,568 Land $516 Building $7,052 | |
| 2023 | $22,704 (+14.75%) Land $1,548 Building $21,156 | ||
| 2022 | $589.00 | $6,595 (+8.24%) Land $450 Building $6,145 | $19,785 (+8.24%) Land $1,350 Building $18,435 |
| 2021 | $6,093 Land $416 Building $5,677 | $18,279 Land $1,248 Building $17,031 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 860 Elm St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1993–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 860 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMILTON serves 2,753 people · EPA ID IL0670400 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| MTC Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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