St. Croix County property record for 860 Elm St, Baldwin, WI 54002
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.259 acres (11,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,700 (Apr 2020) |
| Tax Bill | $3,946 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-1060-80-000 |
| Primary APN | 106-1060-80-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,299 sqft (0.259 acres) |
|---|
| Street Address | 860 ELM ST |
|---|---|
| City | BALDWIN |
| State | WI |
| Zip | 54002-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERKSETH ADD. LOT 14 VIL BALDWIN |
| Legal Range | 16W |
| Legal Township | 29N |
| Legal Section | 31 |
| Legal Subdivision | BERKSETH ADD |
| Legal Lot Number | 14 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | BALDWIN |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 120801 |
860 Elm St is owned and occupied by an individual who bought it in April 2020.
Source: St. Croix County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 860 ELM ST, BALDWIN, WI 54002-9344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 21, 2020 | Warranty Deed, Transfer MORTGAGE RESEARCH CTR |
| Nov 1, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| May 6, 2019 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Apr 29, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Oct 12, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on File |
| Deed Sale | Apr 21, 2020 · Amount on File |
| Prior Sale | May 6, 2019 · Amount on File |
| Deed Document Number | 20201100833 |
| Prior Transfer Date | Mar 25, 2019 |
| Prior Transfer Doc | 0001080849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 860 ELM ST, BALDWIN, WI 54002-9344 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001142280 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 1142280 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Apr 21, 2020 |
| Property Address | 860 ELM ST, BALDWIN, WI 54002-9344 |
| Document Number | 0001100833 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 1100833 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $659.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 2ND ST #100 HUDSON WI 540162510, 100, HUDSON, WI 54016-2510 |
| Document Number | 1100834 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 1100834 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Nov 1, 2019 |
| Property Address | 860 ELM ST, BALDWIN, WI 54002-9344 |
| Document Number | 0001091637 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 1091637 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1529 73RD AVE ROBERTS WI 540235900, ROBERTS, WI 54023-5900 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | May 6, 2019 |
| Property Address | 860 ELM ST, BALDWIN, WI 54002-9344 |
| Document Number | 0001081149 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 1081149 |
| Transaction Type | Foreclosure |
| Record Updated | May 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $441.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Apr 29, 2019 |
| Property Address | 860 ELM ST, BALDWIN, WI 54002-9344 |
| Document Number | 0001080849 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 1080849 |
| Transaction Type | Foreclosure |
| Record Updated | May 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 860 ELM ST BALDWIN WI 540029344, BALDWIN, WI 54002-9344 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 860 ELM ST, BALDWIN, WI 54002-9344 |
| Document Number | 0001056039 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Name | Verified Name |
|---|---|
| Address | 860 ELM ST BALDWIN WI 540029344, BALDWIN, WI 54002-9344 |
| Document Number | 0001056039 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 1056039 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 860 Elm St was $3,946 with a homeowner's exemption.
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Baldwin Village |
| County | St. Croix County |
| Unified School District | Baldwin-Woodville Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,946.00 Homeowner's exemption | ||
| 2025 | $3,946.00 Homeowner's exemption | $203,800 Land $30,000 Building $173,800 | $203,800 Land $30,000 Building $173,800 |
| 2023 | $3,480.00 (+10.76%) Homeowner's exemption | $203,800 (-) Land $30,000 Building $173,800 | $203,800 (-) Land $30,000 Building $173,800 |
| 2022 | $3,142.00 Homeowner's exemption | $203,800 Land $30,000 Building $173,800 | $203,800 Land $30,000 Building $173,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 860 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 860 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALDWIN WATERWORKS serves 4,440 people · EPA ID WI6560119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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