860 E Richton Rd, Crete, IL 60417 Property Records

Will County property record for 860 E Richton Rd, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,329 sqft · built 1959
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jan 2006)
Tax Bill	$11,241 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-15-02-300-009`

Property Details

APN / Parcel Number

Primary APN	`23-15-02-300-009`
Alternative APN	`15023000090000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,329 sqft Living Area
Basement Area	1,990 sqft
Finished Basement	1,990 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	495 ft deep x 165 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	860 E RICHTON RD
City	CRETE
State	IL
Zip	60417-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 IN DENORMANDIE SUB, BEING A SUB OF PRT OF THE SW1/4 OF THE SW1/4 OF SEC 2, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	02
Legal Subdivision	DENORMANDIE
Legal Lot Number	1
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	2
Census Block	2018
Census Tract	883810

Owner

860 E Richton Rd is owned and occupied by an individual who acquired it in May 2021.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	860 E RICHTON RD, CRETE, IL 60417-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Jun 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2006 · Amount on File
Deed Sale	Jan 6, 2006 · Amount on File
Prior Sale	Jul 5, 1995 · Amount on File
Deed Document Number	20064046
Last Transfer Date	May 28, 2021
Transfer Doc	0000064251
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Jun 9, 2026
Property Address	860 E RICHTON RD, CRETE, IL 60417-1540
Document Number	0000034577
Instrument Date	Jun 3, 2026
Instrument	202634577
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	860 E RICHTON RD, CRETE, IL 60417-1540

Mortgage

Document Number	0000034577,
Date	Jun 9, 2026
Instrument	202634577

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.75%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Jun 10, 2021
Property Address	860 E RICHTON RD, CRETE, IL 60417-1540
Document Number	0000064251
Map Reference	DOC 875639
Instrument Date	May 28, 2021
Instrument	R2021064251
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	860 E RICHTON RD, CRETE, IL 60417-1540

Mortgage

Document Number	0000064252
Date	Jun 10, 2021
Instrument	R2021064252

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 860 E Richton Rd was $11,241.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,241.00	$128,413 (+5.5%) Land $14,995 Building $113,418	$385,239 (+5.5%) Land $44,985 Building $340,254
2024		$121,718 Land $14,213 Building $107,505	$365,154 Land $42,639 Building $322,515
2022	$9,749.00 Homeowner's exemption	$96,593 Land $11,279 Building $85,314	$289,779 Land $33,837 Building $255,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 860 E Richton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 E Richton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.5% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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