860 E Phillips Lake Loop Rd, Shelton, WA 98584 Property Records

Mason County property record for 860 E Phillips Lake Loop Rd, Shelton, WA 98584

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,134 sqft · built 1998
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,000 (Oct 2017)
Tax Bill	$6,025 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22005-51-00013`

Property Details

APN / Parcel Number

Primary APN	`22005-51-00013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,134 sqft Living Area
1st Floor Area	1,541 sqft
Upper Floors Area	320 sqft
Basement Area	593 sqft
Finished Basement	593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Metal
Lot Area	12,197 sqft (0.28 acres)
Lot Width	60 ft Width
Terrain	Steep
View / Lot	Water
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft
Patio Area	296 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	860 E PHILLIPS LAKE LOOP RD
City	SHELTON
State	WA
Zip	98584-8895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	PHILLIPS LAKE DIV. 2 TR 13 & INT IN TR 15 DIV #2 & TR 88 DIV #4 OF PHILLIPS LAKE
Legal Subdivision	PHILLIPS LAKE DIV. 2
Legal Tract	13,15,88
Legal Lot Number	13
Jurisdiction	MASON WA
Township / Civil Division	TIMBER LAKE-HARSTINE ISLAND
Census Block Group	2
Census Block	2001
Census Tract	961102

Owner

Source: Mason County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	860 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8895
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 20, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Oct 31, 2017	Warranty Deed, Transfer · VA Mortgage MASON COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Mar 18, 2014 · Amount on Record
Deed Document Number	20172083468
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	860 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8895
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002189733
Date	Oct 25, 2022
Instrument	2189733

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	860 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8895
Document Number	0002121641
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	860 E PHILLIPS LAKE LOOP RD SHELTON WA 985848895, SHELTON, WA 98584-8895

Mortgage

Document Number	0002121641
Date	Nov 25, 2019
Instrument	2121641

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON WA
Recording Date	Oct 31, 2017
Property Address	860 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8895
Document Number	0002083468
Map Reference	MB 4 PG 97
Instrument Date	Oct 26, 2017
Instrument	2083468
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	MASON COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,870.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8895

Mortgage

Document Number	, 2083469
Date	Oct 31, 2017
Instrument	2083469

Lender

Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Pioneer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$834,670 (+11.78%) Land $123,150 Building $711,520	$834,670 (+11.78%) Land $123,150 Building $711,520
2025	$6,025.00 (+18.07%)
2024	$5,103.00 (-3.1%)	$746,690 (+27.11%) Land $139,570 Building $607,120	$746,690 (+27.11%) Land $139,570 Building $607,120
2023	$5,266.00
2022		$587,445 Land $164,200 Building $423,245	$587,445 Land $164,200 Building $423,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood Canal Communications Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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