860 E Lake Rd, Ludlow, VT 05149 Property Records

Ludlow Town property record for 860 E Lake Rd, Ludlow, VT 05149

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,250 sqft · built 1998
Lot Size10.2 acres (444,312 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Feb 2016)
Tax Bill$7,333 (2025)
Flood ZoneZone X (minimal risk)
APN363-112-12944

Property Details

APN / Parcel Number

Primary APN363-112-12944
Alternative APNs
  • (112) 210231.000
  • M:210 B:231.000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area4,250 sqft Living Area
Gross Area5,847 sqft
Basement Area1,736 sqft
Finished Basement1,736 sqft
Unfinished Basement174 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCape Cod
Exterior MaterialLogs
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area444,312 sqft (10.2 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address860 E LAKE RD
CityLUDLOW
StateVT
Zip05149-9803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST LAKE ROAD 860
JurisdictionLUDLOW VT
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3024
Census Tract966300

Owner

Source: Ludlow Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address179 MIDDLE RIDGE RD, NEW CANAAN, CT 06840-5048
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2016 · Amount on Record
Deed SaleFeb 12, 2016 · Amount on Record
Deed Document Number20163111105603039
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionLudlow Town
Elementary School DistrictLudlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,333.00 (-12.34%)$397,200 (-) Land $113,100 Building $284,100
2024$8,365.00$397,200 Land $113,100 Building $284,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims16 (2011–2024)
Claims Outside the SFHA1 of 16
Most Recent ClaimAug 2024 · Tropical Depression Debby
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 2 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 10 claims
  • Tropical Storm Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number