860 E Homestead Dr, Aurora, OH 44202 Property Records

Portage County property record for 860 E Homestead Dr, Aurora, OH 44202

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,997 sqft · built 2013
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Owner Names on File
Last Sale	$120,000 (Dec 2012)
Tax Bill	$10,945 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-031-30-00-022`

Property Details

APN / Parcel Number

Primary APN	`03-031-30-00-022`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,997 sqft Living Area
1st Floor Area	1,963 sqft
Upper Floors Area	1,034 sqft
Attic	Attic
Attic Area	495 sqft
Basement Area	1,924 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	37,462 sqft (0.86 acres)
Garage Area	781 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	860 E HOMESTEAD DR
City	AURORA
State	OH
Zip	44202-8789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HOMESTEAD LOT 93 PHASE 3
Legal Subdivision	HOMESTEAD PH 3
Legal Lot Number	93
Jurisdiction	PORTAGE OH
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1007
Census Tract	600303

Owner

The current owner of 860 E Homestead Dr bought it in December 2012.

Source: Portage County records, as of January 26, 2026

Owner of Record	2 Owner Names on File
Mailing Address	830 E HOMESTEAD DR, AURORA, OH 44202-8789

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 21, 2019	Deed of Trust, Mortgage · Conventional with PMI CHEMICAL BK
Jan 11, 2019	Deed of Trust, Mortgage · Conventional with PMI CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2012 · Amount on File
Deed Sale	Dec 3, 2012 · Amount on File
Deed Document Number	2310
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTAGE OH
Property Address	860 E HOMESTEAD DR, AURORA, OH 44202-8789
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 E HOMESTEAD DR, AURORA, OH 44202-8789

Mortgage

Document Number	0202515338
Date	Oct 23, 2025
Instrument	202515338

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Nov 4, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTAGE OH
Property Address	860 E HOMESTEAD DR, AURORA, OH 44202-8789
Document Number	0000017889
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	860 E HOMESTEAD DR AURORA OH 442028789, AURORA, OH 44202-8789

Mortgage

Document Number	0000017889
Date	Oct 28, 2019
Instrument	17889

Lender

Name	CHEMICAL BK
Type	Bank
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTAGE OH
Property Address	860 E HOMESTEAD DR, AURORA, OH 44202-8789
Document Number	0000000858
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	860 E HOMESTEAD DR AURORA OH 442028789, AURORA, OH 44202-8789

Mortgage

Document Number	0000000858
Date	Jan 18, 2019
Instrument	858

Lender

Name	CHEMICAL BK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Portage County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Aurora City
County	Portage County
Unified School District	Aurora City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,945.00 (+5.21%)	$185,400 (-) Land $45,500 Building $139,900	$529,700 Land $130,000 Building $399,700
2023	$10,403.00 (+10.14%)	$185,400 (-) Land $45,500 Building $139,900
2022	$9,445.00	$185,400 Land $45,500 Building $139,900	$529,700 (-) Land $130,000 Building $399,700
2021			$529,700 Land $130,000 Building $399,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 860 E Homestead Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 E Homestead Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA CITY - CLEVELAND PWS serves 15,852 people · EPA ID OH6789112
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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