860 E 4th St, Englewood, FL 34223 Property Records

Charlotte County property record for 860 E 4th St, Englewood, FL 34223

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 908 sqft · built 1969
Lot Size0.264 acres (11,500 sqft)
OwnerCompany Name on Record
Last Sale$227,900 (Sep 2021)
Tax Bill$7,749 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Dec 2023 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN41-20-05-133-002

Property Details

APN / Parcel Number

Primary APN41-20-05-133-002
Alternative APNs
  • 0096680-000000-5
  • 10004638541

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area908 sqft Living Area
Gross Area1,196 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1969
Architectural StyleOther
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof MaterialTar & Gravel
Lot Area11,500 sqft (0.264 acres)
Lot Dimensions115 ft deep x 100 ft wide
Garage TypeAttached
Garage Area288 sqft
DrivewayDriveway
Driveway Area1 sqft

Exterior Amenities

Pool Area297 sqft
PorchPorch
Porch Area220 sqft
Shed1 Shed
Shed Area160 sqft
Loading Dock24 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004638541
Old Parcel Number00966800000005
Street Address860 E 4TH ST
CityENGLEWOOD
StateFL
Zip34223-4409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionRCP 003 000F 0008 ROCK CREEK PARK 3RD ADD BLK F LT 8 315/243 DC456/629 PR84-288 845/1916 2601/1674 2698/794
Legal Range20E
Legal Township41S
Legal Section05
Legal SubdivisionROCK CREEK PARK
Legal BlockF
Legal Lot Number8
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group1
Census Block1000
Census Tract30301

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address860 E 4TH ST, ENGLEWOOD, FL 34223-4409
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Dec 30, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 28, 2021Personal Representative Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2021 · Amount on Record
Deed SaleSep 28, 2021 · Amount on Record
Prior SaleSep 28, 2021 · Amount on Record
Deed Document Number0048481780
Deed Book / Page4848 / 1780
Last Transfer DateDec 30, 2023
Transfer Doc0003354377
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address860 E 4TH ST, ENGLEWOOD, FL 34223-4409
Transaction TypeMortgage
Record UpdatedMar 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address860 E 4TH ST, ENGLEWOOD, FL 34223-4409

Mortgage

Document Number0003370127
DateFeb 15, 2024
Instrument3370127
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 14, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateDec 30, 2023
Property Address860 E 4TH ST, ENGLEWOOD, FL 34223-4409
Document Number0003354377
Map ReferenceMB 6 PG 1
Instrument DateDec 29, 2023
Instrument3354377
Transaction TypeTransfer
Record UpdatedJan 15, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address860 E 4TH ST, ENGLEWOOD, FL 34223-4409

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address860 E 4TH ST, ENGLEWOOD, FL 34223-4409

September 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionCHARLOTTE FL
Recording DateSep 28, 2021
Property Address860 E 4TH ST, ENGLEWOOD, FL 34223-4409
Document Number0048481780
Book / Page4848 / 1780
Map ReferenceMB 6 PG 1
Instrument DateSep 17, 2021
Instrument3002910
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,595.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address399 HARVEST DR, 399, ROCHESTER, NY 14626-1322

Transferred To (Grantee/Buyer)

NameVerified Name
Address860 E 4TH ST, ENGLEWOOD, FL 34223-4409

Mortgage

Document Number48481781
DateSep 28, 2021
Instrument4848/1781
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,749.00 (+73.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$298,664 (+7.33%)$254,354 (-11.7%) Land $136,770 Building $117,584
2023$4,472.00 (+16.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$278,263 (+16.32%)$288,064 (+12.78%) Land $164,900 Building $123,164
2022$3,829.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$239,214$255,425 Land $107,185 Building $148,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 224 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies272 units insured
incl. 48 condo units
Nearby Flood Claims228 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 94 claims
  • Hurricane Helene, Oct 2024 · 60 claims
  • Hurricane Ian, Oct 2022 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemENGLEWOOD WATER DIST
public/private · serves 38,265 people · EPA ID FL6580531
Water SourceGroundwater
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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