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860 E 19th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 860 E 19th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2024
Square Footage2,044 sqft Heated Area
Lot Size13,242 sqft (0.303 acres)
OccupancyOwner Occupied
Last Sale$465,000 (2024)
Tax Bill$2,639.00 (2025)

Property Details

APN / Parcel Number

Primary APN127162
Alternative APN
  • 072631250400010010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,044 sqft Heated Area
Gross Area2,682 sqft Gross Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,242 sqft (0.303 acres)
Garage TypeFinished Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area81 sqft Shed
PorchOpen Porch

Utilities and HVAC

Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Account Number127162
Street Address860 E 19TH ST
CitySAINT CLOUD
StateFL
Zip34769-5418
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAY BONITO PB 17 PG 39 LOT 1
Legal Range31E
Legal Township26S
Legal Section07
Legal SubdivisionWHITTED
Legal Tract2504
Legal Block1
Legal Lot Number1
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2006
Census Tract43303

Owner

Source: Osceola County records · APN 127162

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address860 E 19TH ST, SAINT CLOUD, FL 34769-5418
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2022Deed of Trust, Mortgage · Building or Construction Mortgage
TRINITY PEAK FINANCIAL LLC
Mar 04, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2024 · Amount on Record
Deed SaleMar 04, 2024 · Amount on Record
Deed Doc Number2024028194
Deed Book / Page6559 / 1198
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address860 E 19TH ST, SAINT CLOUD, FL 34769-5418
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7485 CONROY WINDERMERE RD D, D, ORLANDO, FL 32835-2767
InvestorPossibly a Property Investor

Mortgage

Document Number0062650578
DateAug 08, 2022
Book Page6265/578
Instrument2022121125
Lender
NameTRINITY PEAK FINANCIAL LLC
TypeNon-Lending Institution
AddressOVERLAND PARK, KS 66213
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 01, 2023

March 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 04, 2024
Property Address860 E 19TH ST, SAINT CLOUD, FL 34769-5418
Document Number0065591198
Book / Page6559 / 1198
Map ReferenceMB 17 PG 39
Instrument DateFeb 29, 2024
Instrument2024028194
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,255.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address860 E 19TH ST, SAINT CLOUD, FL 34769-5418

Transferred To (Grantee/Buyer)

NameVerified Name
Address860 E 19TH ST, SAINT CLOUD, FL 34769-5418

Mortgage

Document Number2024028196
DateMar 04, 2024
Instrument2024028196
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,639.00 (+225.8%) Homeowner's exemption$190,334 (+322.96%)$325,500 (+623.33%) Land $50,000 Building $275,500
2023$810.00$45,000 (-) Land $45,000$45,000 (-) Land $45,000
2022$810.00$45,000 Land $45,000$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire LikelihoodAbout 1 in 385 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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