860 Deerfield Ct, Oceanside, CA 92058 Property Records

San Diego County property record for 860 Deerfield Ct, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,291 sqft · built 1990
Lot Size0.474 acres (20,631 sqft)
OwnerCompany Name on Record
Last Sale$331,000 (Mar 2002)
Tax Bill$6,044 (2025)
Deeds & MortgagesFeb 2020 Reverse Mortgage
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN158-542-29-00

Property Details

APN / Parcel Number

Primary APN158-542-29-00

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,291 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Roof MaterialTile
Lot Area20,631 sqft (0.474 acres)
View / LotGood
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address860 DEERFIELD CT
CityOCEANSIDE
StateCA
Zip92058-7012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 123 TR 012172
Legal SubdivisionMAR LADO HIGHLANDS
Legal Tract012172
Legal Block3
Legal Lot Number123
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract18601

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address860 DEERFIELD CT, OCEANSIDE, CA 92058-7012
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2020Deed of Trust, Mortgage · Reverse Mortgage
PLAZA HOME MORTGAGE INC
Jan 28, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
Mar 10, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Mar 13, 2017Quit Claim Deed, Transfer
TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2002 · Amount on Record
Deed SaleMar 27, 2002 · Amount on Record
Prior SaleMar 30, 1990 · Amount on Record
Deed Document Number2002258514
Last Transfer DateMar 2, 2017
Transfer Doc0000113088
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address860 DEERFIELD CT, OCEANSIDE, CA 92058-7012
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055388
DateFeb 3, 2020
Instrument2020-0055388
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term936 Months
DueFeb 22, 2098
Interest
Rate TypeAdjustable Rate
Rate4.38%
Type Change DateFeb 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address860 DEERFIELD CT, OCEANSIDE, CA 92058-7012
Document Number0000055389
Instrument DateJan 28, 2020
Transaction TypeMortgage
Record UpdatedFeb 14, 2020
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

NameVerified Name
Address860 DEERFIELD CT OCEANSIDE CA 920587012, OCEANSIDE, CA 92058-7012

Mortgage

Document Number0000055389
DateFeb 3, 2020
Instrument55389
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueFeb 2, 2098
Interest
Rate TypeAdjustable Rate
Rate4.38%

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 10, 2017
Property Address860 DEERFIELD CT, OCEANSIDE, CA 92058-7012
Document Number0000111755
Map ReferenceMAP12172
Instrument DateMar 2, 2017
Instrument2017-0111755
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address860 DEERFIELD CT, OCEANSIDE, CA 92058-7012

Mortgage

Document Number0000111756
DateMar 10, 2017
Instrument2017-0111756
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 13, 2017
Property Address860 DEERFIELD CT, OCEANSIDE, CA 92058-7012
Document Number0000113088
Instrument DateMar 2, 2017
Instrument113088
Transaction TypeTransfer
Record UpdatedMar 20, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address860 DEERFIELD CT OCEANSIDE CA 920587012, OCEANSIDE, CA 92058-7012

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$504,319 (+2%) Land $195,878 Building $308,441
2025$6,044.00 (+4.75%) Homeowner's exemption$494,432 (+4.04%) Land $192,038 Building $302,394
2023$5,770.00 (+1.41%) Homeowner's exemption$475,234 Land $184,582 Building $290,652
2022$5,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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